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Property Type: Detached HouseOwnership: Freehold
143 BRITANNIA STREET
Stratford, ON N5A5Z3
MLS® X13737858
$650,000
2 bed1 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 41.8 x 176.5 FT
- Frontage
- 41.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,421 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Heat Pump, Other
- Fireplace
- Yes
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
Description
This Cape Cod one and half storey home is loaded with personality and is located in one of Stratford's most sought after neighbourhoods. It is in walking distance to downtown, schools and amenities. As you enter the front door you will notice beautiful built-in black oak cabinetry. The dining room opens to the kitchen boasting all new cabinets, quartz countertops, composite stone sink, ceramic backsplash and under cabinet lighting. All appliances are new/still under warranty and included. Throughout the entire house, all windows, flooring, interior/exterior doors, lighting, and plumbing is brand new. This home also has a new Heat Pump/AC unit and Ecobee Thermostat. Upstairs you will find two ample sized bedrooms. The large primary bedroom is equipped with a built in PAX wardrobe complete with drawers and other interior components with lots of room for clothing, jewelry and accessories. The light-filled bathroom is also all new with a shower/tub combination, Kohler toilet, exhaust fan, vanity etc. he basement has been updated as well with all new exterior wall studs and fully insulated with Roxul Insulation and vapour barriered. A washroom has also been roughed in and is ready to complete. Downstairs you will also find all new windows, a brand new hot water tank, new laundry team, new laundry sink and new water softener. Outdoors, the house has been reshingled with 25 year shingles and equipped with remote powered heating cables along the rear roof. This home is wrapped in new Mitten vinyl and shake siding, and a new matching 12 x 20 single car garage with remote door opener and double rear doors and sits on a concrete poured pad. The rear yard is fully fenced making this an ideal yard for pet owners. The all new covered back porch is perfect for morning coffee while overlooking the tranquil pool. Rear gardens are low-maintenance. This home is also equipped with front and rear video security for peace of mind. (id:63159)
Listing Information
- MLS®
- X13737858
- Tax assessment year
- 2025
- Data last synced
- October 4, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13737858
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$368.42
Total monthly cost$3,723.28
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.78
Cash Needed at Closing
Minimum down payment$40,000
Estimated Land Transfer Tax (LTT)$9,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
