Loading…
Property Type: Detached HouseOwnership: Freehold
241 MORNINGTON STREET
Stratford, ON N5A5G4
MLS® X13835264
$684,900
3 bed2 bath6 parking
Open House
Saturday, October 31
1:00 PM – 2:30 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 82.5 x 132.4 FT
- Frontage
- 82.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,455 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Built in 1875, this century home has kept its soul for over 150 years. The elaborate plaster crown mouldings were crafted by hand and show a level of detail that's rarely seen today. The original floors carry generations of stories and still have a warm, lived-in glow that can't be copied.The charm is real, and so are the updates. The roof, eavestroughs and furnace were all replaced in 2023, so you get the romance of an older home without the usual worries. One standout is an incredible 3-piece bathroom with a huge custom glass and tile shower. Thoughtful modern updates run throughout, making the home as comfortable for everyday living as it is beautiful to look at.Outside, a sprawling quarter-acre lot gives you plenty of options, whether that's a dream garden, a workshop or a summer of backyard gatherings. Timeless craftsmanship with modern peace of mind. (id:63161)
Listing Information
- MLS®
- X13835264
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13835264
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($43,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$547,920.00
Periodic payment — Principal & Interest (monthly)$3,534.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$371.25
Total monthly cost$3,906.24
Interest paid over 5-yr term$157,035.45
Balance at end of term$492,855.81
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$43,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,973.33
Cash Needed at Closing
Minimum down payment$43,490
Estimated Land Transfer Tax (LTT)$10,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
