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Property Type: Detached HouseOwnership: Freehold
180 COBOURG STREET
Stratford, ON N5A3E8
MLS® X13793652
$736,000
3 bed2.5 bath1 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 28 x 104.6 FT
- Frontage
- 28 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,752 (2026)
Interior
- Basement
- Unfinished, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bathroom | Second level | — |
| Other | Third level | — |
| Utility room | Basement | — |
| Other | Third level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Other | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 3 | Second level | — |
Description
FIRST TIME OFFERED! Step into timeless elegance with this beautifully maintained yellow brick century home, nestled on a quiet, tree-lined street in the heart of Stratford. Built in 1900, this semi-detached residence blends historic charm with modern comfort, offering a warm and inviting atmosphere from the moment you arrive. Step through the front door and be greeted by the elegance of yesteryear-an original staircase and etched glass french doors set the tone for the home's timeless appeal. The ample-sized living room flows seamlessly into the dining area, featuring a pass-through window to the all-new kitchen -perfect for entertaining. A convenient powder room and enclosed back porch complete the main level, offering both practicality and charm. Gleaming modern hardwood flooring runs throughout the main level, adding warmth and sophistication. Three good-sized bedroom, each with ample closet space, ideal for family living or guests. The four-piece bath includes upper-level laundry for added convenience. Second floor also has additional hall closet plus tiny room or large closet that accomodates modern day living. Step out onto the spacious second-level deck (11' x 8'10"), a perfect spot for morning coffee or evening relaxation. The solid plywood-floored attic with newer windows offers exciting potential for future development-ready for your creative ideas. Nestled on a quiet, tree-lined street, this home offers easy access to Stratford's vibrant downtown, boutique shops, and cafés. Enjoy the best of both worlds-heritage charm and modern living-all within walking distance of cultural landmarks and theTom Patterson Theatre and the Stratford Festival Theatre. (id:63159)
Listing Information
- MLS®
- X13793652
- Tax assessment year
- 2026
- Data last synced
- September 21, 2026
Pebble Creek Real Estate Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pebble Creek Real Estate Inc.
MLS® Number: X13793652
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($48,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$588,800.00
Periodic payment — Principal & Interest (monthly)$3,798.74
Additional monthly expenses (condo fees, tax, utilities, etc.)$479.33
Total monthly cost$4,278.07
Interest paid over 5-yr term$168,751.77
Balance at end of term$529,627.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$48,600
Stress test qualifying rate8.19%
Payment you must qualify for$5,329.92
Cash Needed at Closing
Minimum down payment$48,600
Estimated Land Transfer Tax (LTT)$11,195
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,295
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
