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Property Type: Detached HouseOwnership: Freehold
341 ONTARIO STREET
Stratford, ON N5A3H7
MLS® X13824092
$539,900
4 bed1 bath2 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 32.4 x 119.3 FT
- Frontage
- 32.4 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,516 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Family room | Upper Level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Mud room | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 341 Ontario Street. This beautiful 2.5-storey brick home offers the perfect blend of classic character and modern updates. Centrally located close to downtown, schools, shopping, and everyday amenities, this spacious 4-bedroom home is ideal for families, professionals, or anyone looking to enjoy the best of Stratford.The home has been extensively updated, both aesthetically and mechanically. The renovated kitchen features sleek hard-surface countertops, and new flooring flows throughout the home. New windows provide added comfort and style, while updated plumbing and wiring offer important modern improvements.The renovated bathroom adds a fresh, contemporary touch. The finished attic provides additional flexible living space, perfect for a home office, studio, guest area, or playroom.With its attractive brick exterior, generous 4-bedroom layout, finished attic, and numerous updates throughout, 341 Ontario Street is a wonderful opportunity to own a character-filled home with many of the modern improvements buyers are looking for. Come and discover everything this beautifully updated Stratford home has to offer. (id:63159)
Listing Information
- MLS®
- X13824092
- Tax assessment year
- 2025
- Data last synced
- October 5, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13824092
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($28,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$431,920.00
Periodic payment — Principal & Interest (monthly)$2,786.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$293.00
Total monthly cost$3,079.60
Interest paid over 5-yr term$123,789.51
Balance at end of term$388,513.44
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$28,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,961.46
Cash Needed at Closing
Minimum down payment$28,990
Estimated Land Transfer Tax (LTT)$7,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
