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Property Type: Detached HouseOwnership: Freehold
137 REBECCA STREET
Stratford, ON N5A3P4
MLS® X13650538
$549,900
3 bed2.5 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 40 x 117 FT
- Frontage
- 40 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,557.95 (2026)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Second level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Bathroom | Main level | — |
| Mud room | Main level | — |
| Laundry room | Main level | — |
| Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
If you've been looking for a century home without the renovation headaches, this could be the one. Conveniently located within walking distance to downtown Stratford, parks, schools, restaurants, and the renowned Stratford Festival, this home offers the character of an established neighbourhood with the comfort of modern improvements. The transformation begins before you even step inside. The home has been refreshed with a new exterior colour, a new asphalt driveway, a spacious new deck, and a newly seeded backyard that's ready for you to enjoy. Inside, you'll immediately notice the bright, refreshed living space. The refinished living room is warm and welcoming, while the open-concept kitchen and dining area create a functional space for everyday living, family meals, and entertaining. A newly added family room expands the home's living space and features a modern electric fireplace along with patio doors leading to the backyard. The main floor is completed by a convenient laundry room, mudroom, and a newly finished 2-piece bathroom. Upstairs, you'll find three bedrooms and a beautifully appointed updated 4-piece bathroom. Throughout the home you'll also appreciate the many improvements, including new interior and exterior doors, new windows on the main floor and in the basement, along with numerous other quality updates that make this home feel fresh and welcoming. There are simply too many improvements to mention here, so be sure to ask your REALTOR for the complete list of upgrades. With the major renovations already completed, all that's left to do is unpack, settle in, and enjoy your new home in one of Stratford's most convenient locations. (id:63161)
Listing Information
- MLS®
- X13650538
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13650538
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$296.50
Total monthly cost$3,134.71
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
