Loading…
Property Type: Detached HouseOwnership: Freehold
121 MILTON STREET
Stratford, ON N5A3V2
MLS® X13455138
$599,900
2 bed2.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 36.3 x 124.9 FT
- Frontage
- 36.3 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,293.75 (2026)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Foyer | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to this well maintained, century 1 1/2-story detached home that has had some modern updates. From the moment you step onto the inviting front porch, you'll feel an immediate sense of relaxation and warmth. Located in a good, highly convenient neighborhood directly across from the local tennis and pickleball courts and within close proximity to downtown, this property is completely turnkey, all you need to do is pack your things and move right in. Step inside to find red pine flooring stretching throughout the main level. The spacious living room and separate dining room provide a timeless backdrop for cozy family evenings or hosting dinner parties, complemented by a nestled, convenient 2-piece bathroom. The heart of the home is the wonderfully updated, open-concept kitchen. Designed for entertaining, it boasts a center island. Terrace doors open directly from the kitchen out to a beautiful back deck, making the entire main floor feel incredibly bright, large, and airy. Heading upstairs, you are greeted by sleek bamboo flooring that runs throughout the bedrooms and hallway. This floor features two bedrooms and a newly updated, 3-piece bathroom. Every corner of this property has been tastefully decorated and meticulously cared for, ensuring a completely stress-free transition for its next owners. The outdoor space is a true relaxing oasis. The beautiful back deck overlooks a meticulously landscaped yard filled with lush perennial gardens. With several distinct sitting areas, it offers the perfect setting for morning coffee, evening cocktails, or quiet reflection. Don't miss out on this opportunity to see all this home has to offer and located close to the heart of the city! (id:63159)
Listing Information
- MLS®
- X13455138
- Tax assessment year
- 2026
- Data last synced
- September 27, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13455138
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$274.48
Total monthly cost$3,370.76
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
