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Property Type: Detached HouseOwnership: Freehold
40 EAST GORE STREET
Stratford, ON N5A3X5
MLS® X13781980
$534,900
3 bed2.5 bath2 parking
Open House
Saturday, October 31
12:00 PM – 1:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 40 x 75 FT
- Frontage
- 40 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,117.61 (2026)
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Other | Lower level | — |
| Utility room | Lower level | — |
| Living room | Main level | — |
| Foyer | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Lower level | — |
| Workshop | Lower level | — |
Description
OPEN HOUSE : Saturday , Oct the 31st - 12:00 P.M.- 1:00 P.M. Welcome to this beautifully and extensively renovated 3-bedroom, 2-bathroom home offering exceptional value in a fantastic location. From top to bottom, this home has been thoughtfully updated and is truly move-in ready !Step inside to discover a bright, modern open-concept floor plan featuring brand-new flooring, new windows, a stunning new kitchen, beautifully renovated bathrooms, and ALL NEW ELECTRICAL WIRING. The main floor also offers the convenience of main-floor laundry and 2 pc bath - perfect for everyday living. The new kitchen opens directly to a brand-new deck, creating an ideal space for morning coffee, summer entertaining, or relaxing with family and friends. Outside, enjoy a freshly sodded backyard and front yard , new concrete driveway, and a convenient walk-out from the basement directly to the yard. The lower level offers excellent potential for additional living space - perfect for a family room, home office, gym, recreation area, or future finished space.And the location? Incredible! Just steps from a park and close to the city core and the University of Waterloo campus, putting shopping, restaurants, schools, transit, recreation and countless amenities within easy reach. New flooring. New windows. New kitchen. New bathrooms. New wiring. New deck. Fresh sod. New concrete driveway.There is simply so much to love - and all of this for only $549,900!It doesn't get much better than this! Whether you're a first-time buyer, growing family, investor, or looking for an ideally located home close to the university, this one deserves your attention. Don't miss this incredible opportunity - contact your REALTOR today to arrange your private viewing! (id:63161)
Listing Information
- MLS®
- X13781980
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13781980
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.3% ($28,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$427,920.00
Periodic payment — Principal & Interest (monthly)$2,760.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$259.80
Total monthly cost$3,020.60
Interest paid over 5-yr term$122,643.10
Balance at end of term$384,915.42
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$28,490
Stress test qualifying rate8.19%
Payment you must qualify for$3,926.57
Cash Needed at Closing
Minimum down payment$28,490
Estimated Land Transfer Tax (LTT)$7,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
