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Property Type: Detached HouseOwnership: Freehold
54 MCNAB STREET S
Stratford, ON N5A1Z2
MLS® X13833574
$519,000
3 bed2.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32 x 144.3 FT
- Frontage
- 32 feet
R2(1)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,385.79 (2026)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas, Wood
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
A lovely spot on quiet, popular McNab Street! This delightful three-bedroom, two-bath home sits on a beautifully landscaped property surrounded by mature trees-truly a gardener's delight. The backyard creates your own private oasis, complete with an inviting inground pool, plenty of patio space, and room for gardens. The spacious new deck overlooking the pool was recently completed and is the perfect place to relax, entertain, or enjoy summer evenings with family and friends. Inside, the updated kitchen features patio doors overlooking the beautiful backyard. The cozy living room offers a woodstove for those chilly evenings, while an additional room provides flexible space for children, a formal dining room, home office, or whatever works best for your family. Updated windows, an inviting front porch, and a paved private driveway with lots of parking add to the appeal. The basement provides excellent storage space, and the location is hard to beat. Walk to downtown Stratford, enjoy the shops and restaurants, or stroll over to one of our locally owned grocery stores. This is convenient, quiet living on one of Stratford's popular streets. If you've dreamed of having your own backyard pool, this could be your opportunity! Roof 2022 - Pool liner 2024 - Pool winter cover and patio - 2023, Kitchen - 2019, Back deck - 2026, New fence - 2021(fully fenced yard), Main bath - 2025, and (2) piece bath - 2018. (id:63159)
Listing Information
- MLS®
- X13833574
- Tax assessment year
- 2026
- Data last synced
- September 29, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13833574
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($26,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$415,200.00
Periodic payment — Principal & Interest (monthly)$2,678.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$365.48
Total monthly cost$3,044.21
Interest paid over 5-yr term$118,997.51
Balance at end of term$373,473.74
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,900
Stress test qualifying rate8.19%
Payment you must qualify for$3,815.62
Cash Needed at Closing
Minimum down payment$26,900
Estimated Land Transfer Tax (LTT)$6,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
