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Property Type: Detached HouseOwnership: Freehold
122 BRYDGES STREET
Stratford, ON N5A1R9
MLS® X13500128
$550,000
4 bed2.5 bath4 parking
Open House
Saturday, October 31
10:30 AM – 12:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 159.9 x 87.2 FT ; 64.44x4.01x87.2x62.1x151.64x66.15
- Frontage
- 159.1 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,892 (2026)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Mud room | Main level | — |
| Workshop | Lower level | — |
| Laundry room | Lower level | — |
| Kitchen | Main level | — |
| Utility room | Lower level | — |
| Bathroom | Lower level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Recreational, Games room | Lower level | — |
Description
122 Brydges Street offers space, character, and endless possibilities in one of Stratford's walkable locations. Set on a supersized lot with mature trees providing the perfect balance of sunshine and shade, this inviting four-bedroom, 1.5-bath home offers room to grow both inside and out. Imagine summer evenings relaxing under the trees, kids and pets enjoying the expansive yard, or exploring the potential of a lot that may be severable for future opportunities. Inside, the bright, spacious kitchen is filled with natural light and offers abundant storage, making it the heart of the home for family meals and entertaining. Warm wood floors add timeless charm, while generous principal rooms create comfortable spaces to gather, unwind, and make lasting memories. With two bedrooms conveniently located on the main floor and two additional bedrooms upstairs, the flexible layout is ideal for growing families, guests, or a home office. The partially finished basement provides even more space to customize for hobbies, recreation, or additional living areas.Best of all, you'll love the lifestyle this location offers. Leave the car behind and enjoy an easy walk to downtown Stratford's vibrant shops, restaurants, theatres, parks, and schools. Whether you're searching for a forever family home, a property with future potential, or simply more room to enjoy life, this well-loved home is ready to welcome its next chapter. (id:63161)
Listing Information
- MLS®
- X13500128
- Tax assessment year
- 2026
- Data last synced
- October 27, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13500128
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$440,000.00
Periodic payment — Principal & Interest (monthly)$2,838.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$324.33
Total monthly cost$3,163.06
Interest paid over 5-yr term$126,105.26
Balance at end of term$395,781.42
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$30,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.95
Cash Needed at Closing
Minimum down payment$30,000
Estimated Land Transfer Tax (LTT)$7,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
