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Property Type: Detached HouseOwnership: Freehold
36 CHERRY STREET
Stratford, ON N5A2E8
MLS® X13857530
$549,500
3 bed2.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 33 x 152 FT
- Frontage
- 33 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,687 (2026)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Living room | Main level | — |
| Other | Basement | — |
| Other | Basement | — |
| Recreational, Games room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
Public Remarks: Welcome to 36 Cherry Street, a beautifully maintained 3-bedroom, 2-bath century home offering classic charm and incredible potential in one of Stratford's most desirable, tree-lined mature neighbourhoods. Step onto the inviting covered front porch, perfect for morning coffee, and into a bright open living room with original hardwood floors and elegant crown moulding. The kitchen features updated appliances, crisp white cabinetry, and a functional galley layout with direct access to a versatile main-floor family room - ideal for relaxing or entertaining. A striking oak staircase with original wood trim leads to the upper level, showcasing the home's timeless architectural details. The basement offers a flexible bonus room with excellent potential for a home office, extra bedroom, or additional living space to suit your needs. Outside, enjoy a true backyard oasis. The spacious, private yard features a covered deck with pergola - perfect for outdoor dining and entertaining - plus lush gardens, mature trees, and a standout impressive detached workshop, complete with hydro and insulation, offering endless possibilities for hobbyists, tradespeople, or additional storage. Located within walking distance to downtown Stratford, top-rated schools, parks, and the scenic Avon River, this home offers the perfect blend of small-town charm and everyday convenience. Move-in ready with room to make it your own - a rare opportunity in a highly sought-after location. Don't miss your chance to own this character-filled gem with unmatched backyard appeal and workshop space. Book your private showing today! (id:63159)
Listing Information
- MLS®
- X13857530
- Tax assessment year
- 2026
- Data last synced
- October 6, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13857530
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,600.00
Periodic payment — Principal & Interest (monthly)$2,836.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$307.25
Total monthly cost$3,143.40
Interest paid over 5-yr term$125,990.62
Balance at end of term$395,421.62
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,950
Stress test qualifying rate8.19%
Payment you must qualify for$4,028.46
Cash Needed at Closing
Minimum down payment$29,950
Estimated Land Transfer Tax (LTT)$7,465
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,915
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
