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Property Type: Detached HouseOwnership: Freehold
164 STRACHAN STREET
Stratford, ON N5A2B3
MLS® X14019746
$534,900
2 bed2 bath5 parking
Open House
Saturday, October 31
1:00 PM – 2:30 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 66 x 120 FT
- Frontage
- 66 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,046 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Other | Basement | — |
| Other | Basement | — |
| Bedroom | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Sunroom | Main level | — |
| Bathroom | Basement | — |
| Laundry room | Basement | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 164 Strachan Street ! This inviting 2-bedroom, 2-bathroom bungalow offers comfortable living with versatile spaces inside and out. The open-concept main floor features an updated kitchen, a dedicated dining space and a welcoming living area, perfect for everyday living and entertaining. Two generous main-floor bedrooms and a three-piece bathroom fully updated in 2022 add to the home's appeal. The four-season room features a cozy natural gas fireplace, creating an inviting space to relax year-round. Downstairs, a comfy recreation room, second three-piece bathroom, Laundry, and additional storage provide added functionality. Step outside to enjoy the large fully fenced backyard with a covered pergola built 2023 and natural gas BBQ hookup, perfect for summer evenings. The detached 20x24 foot detached garage offers plenty of room for parking, hobbies or storage, complemented by a private asphalt driveway with parking for four vehicles. Additional features include a new Roof replaced in 2023, an owned water softener installed in 2025, central air 2008, central vacuum, washer and dryer updated in 2020. A welcoming bungalow with plenty to offer. Call your Realtor to book a showing today! (id:63161)
Listing Information
- MLS®
- X14019746
- Tax assessment year
- 2025
- Data last synced
- October 27, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X14019746
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.3% ($28,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$427,920.00
Periodic payment — Principal & Interest (monthly)$2,760.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$337.17
Total monthly cost$3,097.96
Interest paid over 5-yr term$122,643.10
Balance at end of term$384,915.42
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$28,490
Stress test qualifying rate8.19%
Payment you must qualify for$3,926.57
Cash Needed at Closing
Minimum down payment$28,490
Estimated Land Transfer Tax (LTT)$7,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
