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Property Type: Detached HouseOwnership: Freehold
254 LOUISE STREET
Stratford, ON N5A7G6
MLS® X14100948
63
Walk Score
71
Bike
$484,900
3 bed1 bath3 parking
63
Walk Score
71
Bike
Open House
Saturday, October 31
10:30 AM – 11:30 AM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30.2 x 107 FT
- Frontage
- 30.2 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,888.63 (2026)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
| Workshop | Basement | — |
Description
Open House, Sat ,Oct 31st 10:30 A.M. - 11:30 A.M. Welcome to this charming 3-bedroom semi-detached home, offering a wonderful combination of comfort, convenience, and inviting outdoor living! Featuring an updated kitchen and bathroom, updated windows and flooring, and a partially finished basement with walk-out access to the side yard, this home offers practical living space with plenty of possibilities. Step outside from the dining area onto the deck and discover a beautiful, private backyard featuring mature landscaping, lovely flowers, and a fully fenced setting-an ideal place to relax, entertain, or enjoy a quiet morning coffee. The partially finished basement provides additional space for a recreation room, home office, hobby area, or storage. Conveniently located close to parks, schools, shopping, the hockey arena, and downtown amenities, this property is an appealing opportunity for first-time buyers, families, or anyone looking for a comfortable home with a delightful outdoor retreat. Offered at under $485,000, this is a wonderful opportunity to make a place of your own. Book your private viewing today! (id:63161)
Listing Information
- MLS®
- X14100948
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X14100948
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$387,920.00
Periodic payment — Principal & Interest (monthly)$2,502.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$240.72
Total monthly cost$2,743.45
Interest paid over 5-yr term$111,178.99
Balance at end of term$348,935.29
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,245
Stress test qualifying rate8.19%
Payment you must qualify for$3,571.80
Cash Needed at Closing
Minimum down payment$24,245
Estimated Land Transfer Tax (LTT)$6,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,918
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
