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Property Type: Detached HouseOwnership: Freehold
185 STRACHAN STREET
Stratford, ON N5A2B4
MLS® X13886810
$480,000
2 bed1 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 69.7 x 99 FT
- Frontage
- 69.8 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,963.06
Interior
- Basement
- Partially finished, N/A
- Heating
- Heat Pump, Forced air, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Utility room | Basement | — |
| Bedroom | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Other | Basement | — |
| Laundry room | Basement | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
Description
Reintroduce yourself to easy, stress-free living at 185 Strachan Street! Perfectly tailored for first-time buyers, retirees, or anyone seeking main-floor accessibility, this charming single-story bungalow offers an unbeatable lifestyle on a desirable corner lot in Stratford's established South End.From the moment you enter, the light-filled, you feel right at home. The layout is optimized for comfortable daily living with low ongoing maintenance, complimented by the added comfort of a modern heat pump upgrade (2025) that guarantees year-round climate control while keeping monthly utility bills low.Outdoor lovers will adore the expansive corner lot. The generous lawn provides endless potential for summer entertaining, gardening, or creating your dream backyard oasis, while the detached single-car garage and private driveway provide secure parking and functional storage space.Beyond the property, you'll love the close-knit neighborhood atmosphere paired with everyday convenience. You're just moments from essential grocery stores, boutique shopping, everyday dining, scenic parks, schools, and local golf, with the arts, culture, and culinary scene of downtown Stratford only minutes from your doorstep.Offering low-cost living without compromising on lot size, character, or convenience, 185 Strachan Street checks every single box. Don't miss this refreshed opportunity to make it yours! (id:63161)
Listing Information
- MLS®
- X13886810
- Data last synced
- October 25, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13886810
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$384,000.00
Periodic payment — Principal & Interest (monthly)$2,477.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$330.26
Total monthly cost$2,807.69
Interest paid over 5-yr term$110,055.50
Balance at end of term$345,409.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,535.71
Cash Needed at Closing
Minimum down payment$24,000
Estimated Land Transfer Tax (LTT)$6,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
