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Property Type: Detached HouseOwnership: Freehold
96 HOME STREET
Stratford, ON N5A1Z7
MLS® X13743730
$575,000
2 bed2.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36.3 x 150 FT
- Frontage
- 36.3 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,593.18 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Partial bathroom | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bathroom | Upper Level | — |
Description
Walking distance to all plays and events in Stratford! Timeless charm meets modern convenience on an oversized, fully fenced, pool-sized lot is a short walk to the heart of Stratford. Plays, galas, and fine food are all at your doorstep. Beautifully blending timeless character with modern updates, this charming 2+ bedroom home is situated on an exceptionally large, fully fenced, pool-sized lot. Recently renovated kitchen offers both style and function, while the separate dining room is perfect for family or post play gatherings and entertaining. A versatile main floor room provides the ideal space for a home office, guest room, or potential third bedroom. Original character shines through with natural wood trim and wide baseboards. Outside, the meticulously maintained backyard offers ample room for gardens, play space, and outdoor entertaining. Parking for 3+ vehicles adds everyday convenience. Theatres, parks, restaurants, shops, chocolate factory, and vibrant downtown core all within walking distance. A wonderful opportunity to own a home that combines character, comfort, and location. All viewing by appointment only. (id:63159)
Listing Information
- MLS®
- X13743730
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13743730
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (condo fees, tax, utilities, etc.)$299.43
Total monthly cost$3,267.20
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,206.40
Cash Needed at Closing
Minimum down payment$32,500
Estimated Land Transfer Tax (LTT)$7,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
