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Property Type: Detached HouseOwnership: Freehold
96 MCNAB STREET
Stratford, ON N5A1Z2
MLS® X13721692
$450,000
3 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 27 x 154.1 FT
- Frontage
- 27 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,259 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Dining room | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Mud room | Main level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Office | Second level | — |
| Primary Bedroom | Second level | — |
Description
This affordable home is ready for its new owner. It features an updated kitchen, bathrooms, windows, some hardwood floors, and a large fenced yard. Nestled on a tree-lined, quiet street in beautiful Stratford, Ontario, it's close to schools, a water park, playground, golf course, and grocery store. (id:63161)
Listing Information
- MLS®
- X13721692
- Tax assessment year
- 2025
- Data last synced
- October 23, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13721692
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$271.58
Total monthly cost$2,594.18
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,314.72
Cash Needed at Closing
Minimum down payment$22,500
Estimated Land Transfer Tax (LTT)$5,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
