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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
79 BRYDGES Street
Stratford, ON N5A1R6
MLS® 40874651
$439,800
2 bed1 bath3 parking1,053 sqftBuilt 1947
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Lot size
- 0.14 acres
- Frontage
- 48 feet
R2(1)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,901.83
Interior
- Basement
- Unfinished, Crawl space
- Heating
- Baseboard heaters
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 12'0'' x 12'8'' |
| Bedroom | Second level | 12'7'' x 10'7'' |
| Laundry room | Main level | 9'8'' x 9'2'' |
| 3pc Bathroom | Main level | 5'7'' x 7'5'' |
| Kitchen | Main level | 13'2'' x 7'8'' |
| Dining room | Main level | 11'4'' x 9'9'' |
| Living room | Main level | 11'3'' x 16'1'' |
| Foyer | Main level | 13'2'' x 7'5'' |
Description
Welcome to this cute & cozy, tastefully updated Cape Cod-style home, where timeless character meets modern comfort! Perfect for those seeking low-maintenance living, affordable property taxes & a wonderful neighbourhood with amazing neighbours on both sides! Step inside to a bright & inviting interior featuring hardwood floors throughout, large windows that fill the home with natural light & a cozy living room anchored by a gas fireplace. The spacious dining room is perfect for entertaining, with elegant French doors opening directly to the expansive backyard. The renovated kitchen features quartz countertops, a double sink, stainless steel appliances & plenty of functional workspace. Conveniently located on the main level, the large laundry room offers direct access to the backyard, while a stylishly renovated 3-piece bathroom completes the floor. Upstairs, you’ll find two generously sized bedrooms offering comfortable & versatile living space. Situated on an impressive 47 x 143 ft lot, this charming property features a shared mutual driveway & a massive backyard offering endless possibilities for entertaining, gardening, play or future expansion, with architectural plans available for an addition if desired! Located in the charming city of Stratford, renowned for its vibrant arts & theatre scene, beautiful parks, historic character & welcoming community, this move-in-ready gem offers the perfect combination of charm, comfort, affordability & room to grow! (id:63161)
Listing Information
- MLS®
- 40874651
- Data last synced
- October 29, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40874651
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$418/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$395/sqft
25 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$351,840.00
Periodic payment — Principal & Interest (monthly)$2,269.95
Additional monthly expenses (condo fees, tax, utilities, etc.)$294.82
Total monthly cost$2,564.77
Interest paid over 5-yr term$100,838.36
Balance at end of term$316,481.22
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,239.59
Cash Needed at Closing
Minimum down payment$21,990
Estimated Land Transfer Tax (LTT)$5,271
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,761
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.