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Property Type: Detached HouseOwnership: Freehold
185 MAPLE AVENUE
Stratford, ON N5A7G8
MLS® X13724394
$485,900
3 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30.2 x 130 FT
- Frontage
- 30.2 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,868 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 185 Maple Avenue, a well-maintained 3-bedroom, 1.5-bath semi-detached home in a convenient Stratford location. The main floor offers a comfortable living and dining area, an updated kitchen completed in 2020, and a convenient 2-piece bathroom. Upstairs you'll find three bedrooms and a 4-piece main bath. The partially finished basement adds valuable living space with a rec room, while the unfinished portion provides laundry, utility, and additional storage space.Outside, the fully fenced backyard is a standout feature, complete with a spacious deck, custom pergola, and two storage sheds. The sellers even planted a maple tree in the backyard to provide some future shade - a little Maple on Maple Avenue. It's a great outdoor setup for relaxing, entertaining, kids, or pets.A long asphalt driveway provides ample parking. Numerous updates have been completed over the years, including the kitchen in 2020, main bathroom in 2010, roof shingles in 2015, windows and fencing in 2015, basement flooring in 2019, deck in 2021, main-floor powder room in 2023, and front and side exterior doors in 2024.A solid, move-in-ready home offering plenty of space inside and out, with many of the major improvements already taken care of. (id:63161)
Listing Information
- MLS®
- X13724394
- Tax assessment year
- 2025
- Data last synced
- October 25, 2026
Coldwell Banker Homefield Legacy Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker Homefield Legacy Realty
MLS® Number: X13724394
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,295) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$388,720.00
Periodic payment — Principal & Interest (monthly)$2,507.89
Additional monthly expenses (condo fees, tax, utilities, etc.)$239.00
Total monthly cost$2,746.89
Interest paid over 5-yr term$111,408.27
Balance at end of term$349,654.90
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,295
Stress test qualifying rate8.19%
Payment you must qualify for$3,579.17
Cash Needed at Closing
Minimum down payment$24,295
Estimated Land Transfer Tax (LTT)$6,193
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,988
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
