Loading…
Property Type: Detached HouseOwnership: Freehold
232 WEST GORE STREET
Stratford, ON N5A1K8
MLS® X13795514
$409,000
3 bed1 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 37 FT
- Frontage
- 37 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,141 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 232 West Gore Street - a great place to start your homeownership journey! This charming one-and-a-half-story home offers three bedrooms, one bathroom and a comfortable layout with plenty of updates and potential. The main floor features a welcoming living room, separate dining area and an updated kitchen complete with dishwasher and stylish pot lights. Upstairs, you'll find three good-sized bedrooms, each offering closet space, along with an updated four-piece bathroom. The basement provides good ceiling height and plenty of room for storage, giving you valuable additional space to keep everything organized. Outside, the backyard is ready for family fun with a kids' play center, and patio while the large shed with hydro offers convenient storage for your tools, toys and outdoor equipment. Ideally located within walking distance to downtown, schools and parks, this is an excellent opportunity for first-time buyers, young families or anyone looking for a well-located home with great potential. Come take a look at 232 West Gore Street and see all it has to offer! (id:63159)
Listing Information
- MLS®
- X13795514
- Tax assessment year
- 2025
- Data last synced
- October 18, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X13795514
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($20,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$327,200.00
Periodic payment — Principal & Interest (monthly)$2,110.98
Additional monthly expenses (condo fees, tax, utilities, etc.)$261.75
Total monthly cost$2,372.73
Interest paid over 5-yr term$93,776.46
Balance at end of term$294,317.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$20,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,012.72
Cash Needed at Closing
Minimum down payment$20,450
Estimated Land Transfer Tax (LTT)$4,655
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,605
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
