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Property Type: Detached HouseOwnership: Freehold
354 WEST GORE STREET
Stratford, ON N5A1L1
MLS® X13414054
$500,000
2 bed1 bath6 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 50.1 x 144.4 FT
- Frontage
- 50.1 feet
R
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,909 (2026)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Pantry | Main level | — |
| Cold room | Basement | — |
| Utility room | Basement | — |
| Laundry room | Basement | — |
Description
Nestled on a generous lot in Hamlet Ward in beautiful Stratford, this charming brick bungalow offers an opportunity that's becoming increasingly rare. Lovingly cared for by the same family for many years, this two-bedroom, one-bath home is filled with warmth, memories, and potential. Whether you're a first-time buyer, downsizer, investor, or someone dreaming of creating a home tailored to your own style, this property provides the perfect canvas. The detached single-car garage adds convenience and storage, while the spacious yard offers plenty of room for gardening, entertaining, play, or future possibilities. Imagine morning coffee on your patio, summer evenings spent outdoors, and the satisfaction of transforming a solid, well-built home into something truly your own. Located just a block from the Hospital and walkable to downtown, this home is in one of Stratford's most desirable areas, you'll enjoy the charm, culture, and amenities that make this city such a sought-after place to call home. Full of character and waiting to be reimagined by its next lucky owner, this is more than just a house-it's an opportunity to create your next chapter. (id:63159)
Listing Information
- MLS®
- X13414054
- Tax assessment year
- 2026
- Data last synced
- October 1, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13414054
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$400,000.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$325.75
Total monthly cost$2,906.41
Interest paid over 5-yr term$114,641.15
Balance at end of term$359,801.29
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$25,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,683.03
Cash Needed at Closing
Minimum down payment$25,000
Estimated Land Transfer Tax (LTT)$6,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
