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Property Type: Detached HouseOwnership: Freehold
164 REDFORD CRESCENT
Stratford, ON N5A1P2
MLS® X13795820
$565,000
3 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 56 x 132 FT
- Frontage
- 56 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,403.4 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Bathroom | Upper Level | — |
| Recreational, Games room | Lower level | — |
| Bathroom | Lower level | — |
| Utility room | Lower level | — |
Description
Let there be light! Welcome to this lovely south-facing backsplit featuring extra-large windows to capture light and sunshine all year round. Thoughtfully upgraded and maintained with a new roof (2021), high-efficiency furnace and heat pump (2023), permeable stone driveway (2023), high-quality fascia, eaves and soffit, as well as R-50 attic insulation (2025). This eco-friendly home offers worry-free living for years to come. The main floor consists of a large eat-in kitchen opening onto a bright, spacious living room, ideal for hosting friends and family. The three bedrooms overlooking the backyard feature gabled ceilings and original hardwood floors, adding loads of character. Both bathrooms have seen recent renovations, adding minimalist style and sparkle. Another highlight is the cozy rec room with a gas fireplace, making it the perfect quiet retreat. Kids, grandkids and pets will love running around the large, partially fenced backyard. In the yard, you'll also find border gardens and a sprawling, mature maple tree. This gem is located on a quiet and highly desirable crescent, close to schools, the hospital, playgrounds, walking trails and more! Stratford's vibrant downtown is an easy walk, drive or bus ride away. All offers are welcome for consideration! (id:63161)
Listing Information
- MLS®
- X13795820
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13795820
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.6% ($31,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$452,000.00
Periodic payment — Principal & Interest (monthly)$2,916.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$366.95
Total monthly cost$3,283.10
Interest paid over 5-yr term$129,544.50
Balance at end of term$406,575.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$31,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,136.62
Cash Needed at Closing
Minimum down payment$31,500
Estimated Land Transfer Tax (LTT)$7,775
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
