Loading…
Property Type: Detached HouseOwnership: Freehold
94 CAMBRIA STREET
Stratford, ON N5A1H1
MLS® X13834914
$594,900
3 bed2 bath3 parking
Open House
Saturday, October 31
10:30 AM – 12:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 35 x 81.9 FT
- Frontage
- 35 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,568
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Other | Basement | — |
| Bathroom | Basement | — |
| Other | Third level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Foyer | Main level | — |
| Laundry room | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Workshop | Basement | — |
Description
Welcome to 94 Cambria Street, Stratford! Ideally located just a short walk from downtown amenities, this charming home offers a wonderful blend of character and thoughtful updates. The main floor features a beautifully updated custom kitchen with granite countertops, a unique wine rack, glass display cabinetry, pantry and convenient main-floor laundry. The spacious open-concept living and dining area provides an inviting space for everyday living and entertaining. Upstairs, you'll find all three bedrooms, including a primary bedroom with access to a walk out porch- a perfect spot to enjoy your morning coffee. Additional features include numerous updated windows, a spacious attic offering excellent storage, and a large basement with a bathroom and plenty of potential to finish. A great opportunity in a walkable Stratford location-come see what 94 Cambria Street has to offer! (id:63161)
Listing Information
- MLS®
- X13834914
- Data last synced
- October 28, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X13834914
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$475,920.00
Periodic payment — Principal & Interest (monthly)$3,070.47
Additional monthly expenses (condo fees, tax, utilities, etc.)$297.33
Total monthly cost$3,367.81
Interest paid over 5-yr term$136,400.04
Balance at end of term$428,091.58
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,345.27
Cash Needed at Closing
Minimum down payment$34,490
Estimated Land Transfer Tax (LTT)$8,373
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
