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Property Type: Detached HouseOwnership: Freehold
3 DALY AVENUE
Stratford, ON N5A1B7
MLS® X12780248
$689,900
4 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 48.1 x 65 FT ; 66.15 ft x 48.11 ft x 66.15 ft x 48.11ft
- Frontage
- 48.1 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,196 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
Timeless Character Meets Modern Living in the Heart of Stratford. Step back in time without sacrificing modern comfort in this distinguished 2.5-storey red brick century home. Nestled in one of Stratford's most established neighborhoods, this property perfectly captures the city's unique blend of cultural heritage and contemporary flair. From the moment you see the expansive wraparound veranda, you'll imagine summer evenings spent just blocks away from the Avon River and Stratford's world-renowned theaters.Inside, the home preserves its classic character while boasting a fresh, stylish interior. Recent updates include new vinyl flooring on the main level, a dedicated coffee bar in the updated kitchen, and a warm fireplace in the living room perfect for cozying up after a show at the Festival Theatre. With four spacious bedrooms, refreshed bathrooms, and a convenient stacked washer and dryer, there is ample room for a growing family to make lasting memories. While it shines as a stately family residence, this property offers incredible versatility for the savvy buyer. The R2 zoning and separate entrance provide a prime opportunity for duplex conversion, while the detached garage has been fully transformed with insulation, drywall, pot lights, and its own heating and cooling system-making it an ideal studio or home office. Backed by a strong history of generating $4,500 per month in rental income and featuring a well-maintained furnace and A/C (approx. 10 years old), this property is a rare find. Experience the perfect marriage of classic elegance and modern convenience in the heart of Ontario's premier arts community. (id:63159)
Listing Information
- MLS®
- X12780248
- Tax assessment year
- 2025
- Data last synced
- October 1, 2026
THE REALTY FIRM INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: THE REALTY FIRM INC.
MLS® Number: X12780248
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of London and St. Thomas Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($43,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$551,920.00
Periodic payment — Principal & Interest (monthly)$3,560.80
Additional monthly expenses (condo fees, tax, utilities, etc.)$433.00
Total monthly cost$3,993.80
Interest paid over 5-yr term$158,181.86
Balance at end of term$496,453.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$43,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,008.22
Cash Needed at Closing
Minimum down payment$43,990
Estimated Land Transfer Tax (LTT)$10,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
