Loading…
Property Type: Detached HouseOwnership: Freehold
101 ST VINCENT STREET N
Stratford, ON N5A6H5
MLS® X13884220
$849,000
4 bed2 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 50 x 106.7 FT ; Lot size irregular - L shaped
- Frontage
- 50 feet
R2(1)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,949.42 (2026)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Primary Bedroom | Second level | — |
| Sunroom | Second level | — |
| Sunroom | Second level | — |
| Bathroom | Second level | — |
| Family room | Third level | — |
| Other | Third level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Sunroom | Main level | — |
| Pantry | Main level | — |
| Bedroom | Second level | — |
Description
Welcome to this impressive 2.5 storey red brick home nestled in Stratford's desirable Avon Ward! This impressive gem blends classic character with exceptional updates. The welcoming foyer features stunning red brick flooring laid in a herringbone pattern. Throughout the interior, engineered American white oak hardwood flooring adds warmth and classic beauty, complemented by modern light fixtures that bring a fresh, contemporary touch. The extensively renovated kitchen is a true showpiece, boasting quartz countertops and a striking La Cornue 5-burner gas range with double electric convection ovens. The main floor 2-piece bath features an antique early 19th-century Quebec pine console with marble flooring. With 4 bedrooms and 3 sunrooms, there is plenty of space to relax, entertain or create your own special retreat. The walk-up attic provides additional versatility with a family room and separate storage room. The spacious basement provides additional storage and separate storage area. The fully fenced yard with raised deck offers room to garden, entertain and enjoy outdoor living. A rare blend of historic charm, distinctive details, and impressive kitchen finishes, this is a home you won't want to miss! (id:63161)
Listing Information
- MLS®
- X13884220
- Tax assessment year
- 2026
- Data last synced
- October 28, 2026
The Realty Firm Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: The Realty Firm Inc.
MLS® Number: X13884220
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (condo fees, tax, utilities, etc.)$412.45
Total monthly cost$4,794.42
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,118.48
Cash Needed at Closing
Minimum down payment$59,900
Estimated Land Transfer Tax (LTT)$13,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
