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Property Type: Detached HouseOwnership: Freehold
3 DALY AVENUE
Stratford, ON N5A1B7
MLS® X14028234
$675,000
4 bed2 bath4 parking
Open House
Saturday, October 31
10:30 AM – 12:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 51 x 68.2 FT ; 66.15 ft x 48.11 ft x 66.15 ft x 48.11 f
- Frontage
- 51 feet
R2(1)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,653.97
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Foyer | Main level | — |
Description
Location and character charm. Set on desirable Daly Avenue, this four-bedroom, 2.5-storey brick century home hosts many recent upgrades with plenty of opportunity to add your own touch over time. A wrap-around porch welcomes you inside to a spacious foyer, large living room, with gas fireplace, and dining room just off the kitchen, renovated in 2023. Updated bathrooms on both the upper and lower levels, newer appliances and a gas fireplace added in 2023 bring modern comfort to its century-home charm. Original oak hardwood beneath the existing flooring offers an opportunity to reveal even more of that character. Outside, the detached garage features a heat pump for heating and cooling, allowing a possible studio conversion, while a gas line makes barbecuing easy. An unfinished attic, and back solarium add to the already impressive footprint of this large character home. Fencing along the Birmingham Street side could create a private backyard retreat just off the kitchen. Settle in today, then bring your ideas to life at your own pace and at a price that makes it possible. (id:63161)
Listing Information
- MLS®
- X14028234
- Data last synced
- October 29, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X14028234
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$540,000.00
Periodic payment — Principal & Interest (monthly)$3,483.90
Additional monthly expenses (condo fees, tax, utilities, etc.)$471.16
Total monthly cost$3,955.06
Interest paid over 5-yr term$154,765.55
Balance at end of term$485,731.75
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,904.24
Cash Needed at Closing
Minimum down payment$42,500
Estimated Land Transfer Tax (LTT)$9,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
