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Property Type: Detached HouseOwnership: Freehold
50 DUFFERIN STREET
Stratford, ON N5A2G5
MLS® X13221524
$700,000
4 bed3 bath10 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 66 x 199.1 FT ; 66.15 x 205.22 x 43.61 x 35.38 x 199.13
- Frontage
- 66 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,582 (2026)
Interior
- Basement
- Partially finished, Full
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Family room | Lower level | — |
| Office | Lower level | — |
| Bathroom | Lower level | — |
| Laundry room | Lower level | — |
| Other | Lower level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Mud room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bedroom 4 | Main level | — |
| Bathroom | Main level | — |
Description
This spacious and thoughtfully designed raised bungalow offers the perfect blend of comfort, functionality, and lifestyle, all within walking distance to downtown Stratford and its renowned shops, restaurants, theatres, and parks. With 1,809 square feet on the main level including a substantial addition, this home is ideal for growing families, multi-generational living, or anyone who values generous living spaces and flexibility. The bright and inviting layout features four main floor bedrooms, including a stunning primary retreat with cathedral ceiling, garden doors leading to a private deck overlooking the expansive yard, his-and-hers closets, and a beautifully appointed 4-piece ensuite complete with a solar tube that fills the space with natural light. Three additional bedrooms share a spacious 6-piece bathroom, making busy family mornings a breeze. A huge mudroom provides the perfect welcome for family and guests alike, with plenty of room for coats, boots, sports gear, and everyday organization. The mostly finished 1,723 square foot lower level extends the living space even further with endless possibilities for recreation, hobbies, work-from-home space, or entertaining, while still offering an abundance of storage throughout. Outside, the impressive 24.3 x 35.6 detached shop with an additional 265 square foot mezzanine is a dream setup for hobbyists, entrepreneurs, car enthusiasts, or anyone in need of exceptional workspace and storage. Set on a large yard (0.323 acres) with room to relax, play, and entertain, this property delivers the rare opportunity to enjoy spacious in-town living with incredible versatility. Reach out to your REALTOR for a private showing today. (id:63159)
Listing Information
- MLS®
- X13221524
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13221524
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 10 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($45,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$560,000.00
Periodic payment — Principal & Interest (monthly)$3,612.93
Additional monthly expenses (condo fees, tax, utilities, etc.)$465.17
Total monthly cost$4,078.10
Interest paid over 5-yr term$160,497.61
Balance at end of term$503,721.81
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$45,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.70
Cash Needed at Closing
Minimum down payment$45,000
Estimated Land Transfer Tax (LTT)$10,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
