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Property Type: Detached HouseOwnership: Freehold
130 REBECCA STREET
Stratford, ON N5A3P3
MLS® X13847852
$595,000
2 bed3.5 bath2 parking
Open House
Saturday, October 31
10:30 AM – 12:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 36.1 x 97.3 FT
- Frontage
- 36.1 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,399.43 (2026)
Interior
- Basement
- Unfinished, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Laundry room | Basement | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
| Bathroom | Main level | — |
| Primary Bedroom | Main level | — |
| Den | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Mud room | Main level | — |
| Office | Main level | — |
| Bedroom | Second level | — |
Description
Move-in ready on Rebecca Street, where character meets thoughtful modern updates. This beautifully renovated 2-bedroom, 2.5-bathroom detached home is ideally located just minutes from downtown Stratford. A welcoming front porch with built-in bench seating sets the tone as you step inside. The main floor offers a comfortable bedroom at the front of the home, complete with its own convenient 2-piece ensuite. Continue through to the bright living room, with plenty of space to relax and dine. At the heart of the home, the modern kitchen blends transitional design with the warmth and character of an older home, pairing crisp black and white finishes with a natural wood island. Just off the kitchen, a cozy den offers a great spot for gathering with friends and family, or could easily serve as an alternative dining space. Around the corner, a beautifully finished 3-piece bathroom features a large tiled shower. A dedicated mudroom and office combination adds another layer of functionality, making working from home both comfortable and convenient. Upstairs, a second inviting bedroom enjoys its own 3-piece bathroom, complete with a cast-iron tub that will appeal to anyone who appreciates a good soak. Outside, the low-maintenance backyard has a charming courtyard feel, with pea gravel leading to a comfortable sitting area that's perfect for enjoying a morning coffee or evening glass of wine. Whether you're looking for the ease of main-floor living with a private guest space upstairs, or a stylish first home close to everything Stratford has to offer, this thoughtfully renovated home is ready to welcome you. (id:63161)
Listing Information
- MLS®
- X13847852
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13847852
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$476,000.00
Periodic payment — Principal & Interest (monthly)$3,070.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$283.29
Total monthly cost$3,354.28
Interest paid over 5-yr term$136,422.97
Balance at end of term$428,163.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,345.97
Cash Needed at Closing
Minimum down payment$34,500
Estimated Land Transfer Tax (LTT)$8,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
