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Property Type: Detached HouseOwnership: Freehold
25 TRINITY STREET
Stratford, ON N5A4P5
MLS® X13773374
$574,900
3 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 28.9 x 118.6 FT
- Frontage
- 28.1 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,321.44 (2026)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Workshop | Basement | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
| Recreational, Games room | Basement | — |
| Games room | Basement | — |
| Bathroom | Basement | — |
Description
Welcome to this charming all-brick bungalow-style semi-detached home, perfectly situated within walking distance of downtown shops, theatres, the river, golf courses and beautiful parks. Offering a warm and functional layout, this inviting property is an ideal choice for first-time buyers, downsizers, families or anyone looking to enjoy a convenient lifestyle close to everything. The bright and welcoming main level features an open-concept design with a living room, dinette and kitchen, creating a comfortable space for everyday living and entertaining. The home offers three bedrooms, including one bedroom with laundry and a convenient patio door providing direct access to the rear yard. The partially finished basement adds valuable living space and flexibility. Enjoy cozy evenings in the recreation room featuring a gas fireplace, while the games room provides additional space for hobbies, guests or the potential for a fourth bedroom. A 3-piece bathroom and separate workshop complete the lower level. Step outside to the nicely landscaped yard, where a large deck provides the perfect setting for morning coffee, summer barbecues, relaxing or entertaining family and friends. The private outdoor space adds another dimension to this already versatile home. With its classic all-brick exterior, flexible living space, inviting outdoor areas and proximity to downtown amenities, the river and parks, this home offers a wonderful opportunity to enjoy comfortable living in a highly convenient location. Come see all that this delightful home has to offer! (id:63159)
Listing Information
- MLS®
- X13773374
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X13773374
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$459,920.00
Periodic payment — Principal & Interest (monthly)$2,967.25
Additional monthly expenses (condo fees, tax, utilities, etc.)$360.12
Total monthly cost$3,327.37
Interest paid over 5-yr term$131,814.39
Balance at end of term$413,699.53
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,205.71
Cash Needed at Closing
Minimum down payment$32,490
Estimated Land Transfer Tax (LTT)$7,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
