Loading…
Property Type: Detached HouseOwnership: Freehold
252 ALBERT STREET
Stratford, ON N5A3K9
MLS® X13840246
$724,900
3 bed2.5 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 50 x 60 FT
- Frontage
- 50 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,262.49 (2025)
Interior
- Basement
- Unfinished, Full, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Character, Charm and Comfort. This home has it all! Just a short walk from the vibrant downtown core, all renowned theatres and the tranquil park system, is where you will find 252 Albert Street. This 2.5 story has been well cared for and tastefully updated. Curb appeal is heightened by a newly refaced front yard and steps, and a welcoming wrap around porch. Inside, the bright and airy formal living room/dining room with gas fireplace allows plenty of natural light in. For those more relaxed days, enjoy visiting with guests in the cozy family room for movie night or just great conversation. The beautiful kitchen boasts quartz countertops, fresh backsplash and a functional design. On this level you will find a convenient 2 piece bathroom and laundry room. There are 3 well sized bedrooms on the second level and lovely 4 piece bathroom. Outside, the low maintenance back yard is both inviting and private, and the play park is right across the street if the kids want to run and play. Enjoy the advantage of 2 private driveways, one on either side of the house. Freshly painted, newer windows and basement walk out to the backyard are a few mentionable features of this gorgeous home. Come see for yourself! Now is your chance. (id:63161)
Listing Information
- MLS®
- X13840246
- Tax assessment year
- 2025
- Data last synced
- October 25, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13840246
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$579,920.00
Periodic payment — Principal & Interest (monthly)$3,741.45
Additional monthly expenses (condo fees, tax, utilities, etc.)$355.21
Total monthly cost$4,096.65
Interest paid over 5-yr term$166,206.74
Balance at end of term$521,639.92
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,490
Stress test qualifying rate8.19%
Payment you must qualify for$5,252.46
Cash Needed at Closing
Minimum down payment$47,490
Estimated Land Transfer Tax (LTT)$10,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
