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Property Type: Detached HouseOwnership: Freehold
92 REBECCA STREET
Stratford, ON N5A3P3
MLS® X13557240
$725,000
4 bed2.5 bath2 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 39.4 x 97.4 FT
- Frontage
- 39.4 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,509 (2026)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Laundry room | Second level | — |
| Bedroom | Third level | — |
| Family room | Basement | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Workshop | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Great room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
Room to grow! Have a look at this 2.5 storey red brick home w/ four finished levels and loads of space! Centrally located on mature, tree lined Rebecca st. A short walk to downtown Stratford, parks & schools. 4 bedrooms, 2 bath home over 2100 sqft featuring a recent main floor great room addition w/ 2 pc bath & full basement. The main level also features a formal foyer, living & dining room & an open-concept kitchen. The second level holds 3 generous bedrooms & an updated 5 pc family bath. The recently renovated attic offers a 4th bedroom or recreation space w/ new insulation & independent mini split AC/heat pump. The addition basement offer a flexible finished family room w/ electric fireplace and recently installed water pressure backup sump pump system. The additional finished space in the basement can function as a family bedroom or kids play room. Loads of unfinished space in the basement for storage, utility & workshop. The exterior of the property features a recently installed private concrete drive, on grade deck w/ gazebo, full fenced, private yard. Steel roof on the main house w/ ashpalt shingle on the main floor addition. Private covered front porch overlooking a nicely gardened front yard. Classic Stratford 2.5 storey brick home with many updates ready for youto make your home. Addition w/ full basement and stair access (2017), Dining room renovation (2017), Water powered back-up sump pump system installed (2017), New concrete driveway (2017), New asphalt shingle roof (2017), Attic renovation w/ new mini split AC/Heat pump installed (2022), Steel Roof and Eaves installed (2022). Call for more information or to schedule a private showing. (id:63159)
Listing Information
- MLS®
- X13557240
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
Right At Home Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Right At Home Realty
MLS® Number: X13557240
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$580,000.00
Periodic payment — Principal & Interest (monthly)$3,741.96
Additional monthly expenses (condo fees, tax, utilities, etc.)$375.75
Total monthly cost$4,117.71
Interest paid over 5-yr term$166,229.67
Balance at end of term$521,711.88
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,253.16
Cash Needed at Closing
Minimum down payment$47,500
Estimated Land Transfer Tax (LTT)$10,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
