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Property Type: Detached HouseOwnership: Freehold
21 BROWN STREET
Stratford, ON N5A0B8
MLS® X13765194
$769,900
4 bed4.5 bath4 parking
Open House
Saturday, October 31
10:30 AM – 12:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 42.2 x 114.8 FT
- Frontage
- 42.2 feet
R1(5)-30
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,736
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Laundry room | Second level | — |
| Bathroom | Main level | — |
| Foyer | Main level | — |
| Bathroom | Second level | — |
| Family room | Basement | — |
| Primary Bedroom | Second level | — |
| Bedroom 3 | Second level | — |
| Living room | Main level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
| Dining room | Main level | — |
| Bathroom | Basement | — |
| Bedroom 4 | Second level | — |
Description
Welcome to this impeccably maintained 4-bedroom family home, offering the perfect blend of comfort, space, and functionality. Move-in ready and presented in meticulous condition, this home is ideal for growing families looking for a property they can enjoy from day one. The bright and inviting main floor features an open-concept kitchen, dining, and living area designed for everyday living and entertaining. Large windows fill the space with natural light, while the patio door provides easy access to the backyard retreat. A convenient 2-piece bathroom and inside entry from the attached 2-car garage complete the main level. Upstairs, you'll find four spacious bedrooms, including a generous primary suite featuring large closets and a private ensuite bathroom. The thoughtfully located second-floor laundry room adds convenience and practicality to busy family life. The finished lower level offers even more living space with a comfortable rec room, cozy fireplace, additional bathroom, and a bar area perfect for entertaining family and friends. Step outside to enjoy the private backyard, complete with a deck, mature planted trees, and plenty of green space for children and pets to play. This is a wonderful opportunity to own a well-cared-for family home in a desirable neighbourhood close to all of your everyday amenities. A property that truly shows pride of ownership throughout. (id:63161)
Listing Information
- MLS®
- X13765194
- Data last synced
- October 28, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X13765194
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($51,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$615,920.00
Periodic payment — Principal & Interest (monthly)$3,973.71
Additional monthly expenses (condo fees, tax, utilities, etc.)$478.00
Total monthly cost$4,451.71
Interest paid over 5-yr term$176,524.44
Balance at end of term$554,022.03
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$51,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,566.49
Cash Needed at Closing
Minimum down payment$51,990
Estimated Land Transfer Tax (LTT)$11,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
