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Property Type: Detached HouseOwnership: Freehold
37 THOMAS STREET
Stratford, ON N5A0B9
MLS® X13758902
$775,000
3 bed4.5 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 44.3 x 114.8 FT
- Frontage
- 44.3 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,886.92 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Family room | Second level | — |
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
| Utility room | Basement | — |
| Laundry room | Basement | — |
| Cold room | Basement | — |
| Bathroom | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Ground level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
This impeccably maintained 1757 sq. ft., two storey home showcases numerous, refined updates and contemporary finishes throughout. The main floor features an elegant quartz topped kitchen with seamless matching backsplash, plus centre island and walk in pantry, which expands seamlessly into the dining and living room area with gas fireplace and walk out to a private rear deck and rear yard, which backs onto a quiet/naturalized green space, and storm pond, simply beautiful. Upstairs, new premium laminate flooring enhances all bedrooms and the study. The primary bedroom is complemented by a 4pc ensuite, with glass walled shower, plus a second 4 pc bath. The professionally finished lower level offers a bright, upscale recreation room with large windows, pot lighting, laminate flooring, and a sophisticated 3 pc bath featuring a glass shower, porcelain-tiled flooring, and quartz counters. Lower level Laundry Room, double car garage, and spacious front porch complete this exceptional, move in ready residence. (id:63161)
Listing Information
- MLS®
- X13758902
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13758902
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$620,000.00
Periodic payment — Principal & Interest (monthly)$4,000.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$573.91
Total monthly cost$4,573.94
Interest paid over 5-yr term$177,693.78
Balance at end of term$557,692.01
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,602.08
Cash Needed at Closing
Minimum down payment$52,500
Estimated Land Transfer Tax (LTT)$11,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
