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Property Type: Detached HouseOwnership: Freehold
3207 VIVIAN LINE 37
Stratford, ON N5A5E2
MLS® 40859154
$1,129,900
4 bed3 bath4 parking1,658 sqftBuilt 2024
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 59 feet
R2(1)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $10,145.44
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | 4'11'' x 10'3'' |
| Bedroom | Basement | 13'0'' x 18'0'' |
| Family room | Basement | 19'7'' x 26'5'' |
| Laundry room | Main level | 5'10'' x 9'5'' |
| 3pc Ensuite bath | Main level | 5'8'' x 12'4'' |
| Primary Bedroom | Main level | 9'7'' x 10'11'' |
| Bedroom | Main level | 9'7'' x 10'11'' |
| Bedroom | Main level | 9'7'' x 10'11'' |
| 4pc Bathroom | Main level | 4'11'' x 9'10'' |
| Living room/Dining room | Main level | 16'8'' x 28'0'' |
| Kitchen | Main level | 14'7'' x 18'5'' |
| Foyer | Main level | 8'9'' x 15'1'' |
Description
Welcome to 3207 Vivian Line, a striking architecturally designed residence by SMPL Design Studio where modern design, craftsmanship and everyday functionality come together. Now offered with Tarion New Home Warranty coverage, this distinctive home provides the confidence of new-home protection with the character and design of a truly custom residence. Expansive floor-to-ceiling windows span the rear of the home, filling the main living spaces with natural light and creating a seamless connection between the interior and outdoors. At the centre of the home is a custom kitchen featuring dramatic black and walnut cabinetry, a show-stopping 15-foot Vanilla Noir Caesarstone island and a walk-in pantry offering additional storage and workspace. The open-concept living and dining areas are anchored by a sleek gas fireplace, while light-toned engineered hardwood flooring carries throughout the main level. Three bedrooms are conveniently located on the main floor, each featuring custom-built wardrobes. The primary suite includes a private 3-piece ensuite, complemented by a separate 4-piece bathroom for family and guests. The fully finished lower level significantly expands the living space with a spacious recreation room, second gas fireplace, fourth bedroom, 3-piece bathroom and generous storage. Outside, a contemporary concrete driveway leads to an attached two-car garage, completing the home's clean architectural aesthetic. Thoughtfully designed from top to bottom, 3207 Vivian Line offers the rare combination of custom architecture, sophisticated finishes, functional one-level living and Tarion warranty coverage in one of Stratford's desirable residential settings. (id:63159)
Listing Information
- MLS®
- 40859154
- Data last synced
- September 15, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40859154
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$681/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$383/sqft
25 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($87,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$903,920.00
Periodic payment — Principal & Interest (monthly)$5,831.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$928.45
Total monthly cost$6,760.24
Interest paid over 5-yr term$259,066.07
Balance at end of term$813,078.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$87,990
Stress test qualifying rate8.19%
Payment you must qualify for$8,078.70
Cash Needed at Closing
Minimum down payment$87,990
Estimated Land Transfer Tax (LTT)$19,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$108,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.