Loading…
Property Type: Detached HouseOwnership: Freehold
38 BECKER Street
Stratford, ON N5A0L3
MLS® 40843129
$694,900
4 bed2.5 bath3 parking2,213 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 38 feet
R1(5)-31
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 9'0'' x 11'3'' |
| Bedroom | Second level | 9'5'' x 11'0'' |
| Bedroom | Second level | 9'5'' x 9'10'' |
| 4pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 12'0'' x 12'5'' |
| 2pc Bathroom | Main level | — |
| Living room | Main level | 11'4'' x 14'0'' |
| Dining room | Main level | 11'4'' x 10'0'' |
| Kitchen | Main level | 8'0'' x 14'0'' |
| Foyer | Main level | — |
Description
Homeownership isn't about having everything. It's about having what matters most. A place that's built to last, designed for real life, and priced to make your next chapter possible. Welcome to The Shifton. Offering an impressive 2,213 square feet of thoughtfully designed living space, this 4-bedroom, 1.5-bathroom home combines generous room to grow with the exceptional value of our Essentials Collection. Set within a welcoming community, it's the perfect place to build your future; whether you're purchasing your first home, raising a family, starting fresh, or simply looking for a home that makes financial sense without sacrificing quality. The main floor was designed for everyday living. The open-concept layout creates a natural gathering place where meals are shared, conversations flow, and life's little moments become lasting memories. Spacious yet practical, every room has been thoughtfully planned to give you the flexibility you need today and the room to adapt tomorrow. Upstairs, four generously sized bedrooms provide space for growing families, overnight guests, home offices, or hobbies. An attached garage, asphalt driveway, and fresh sod are all included, allowing you to move into a home that's ready to grow with you. The Essentials Collection was created to make new homeownership more attainable. By thoughtfully selecting practical finishes and streamlining certain features, we've reduced the purchase price while maintaining the quality construction, functional design, and craftsmanship you'd expect from a brand-new home. And because this is pre-construction, you still have the opportunity to personalize many of the finishes, cabinetry, flooring, colours, and available upgrades, creating a home that reflects your own style and priorities. The Shifton is proof that owning a beautiful new home doesn't have to mean stretching beyond your budget; it means investing wisely in a place where your future can unfold. (id:63159)
Listing Information
- MLS®
- 40843129
- Data last synced
- September 15, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40843129
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$314/sqft
Building average
—
No other active listings in this building
52 - Downie Twp average
$421/sqft
1 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$555,920.00
Periodic payment — Principal & Interest (monthly)$3,586.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$111.00
Total monthly cost$3,697.61
Interest paid over 5-yr term$159,328.27
Balance at end of term$500,051.84
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,490
Stress test qualifying rate8.19%
Payment you must qualify for$5,043.11
Cash Needed at Closing
Minimum down payment$44,490
Estimated Land Transfer Tax (LTT)$10,373
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
