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Property Type: Detached HouseOwnership: Freehold
459 ALBERT STREET
Stratford, ON N5A3L3
MLS® X13859054
$524,900
3 bed2.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 29.8 x 118.2 FT
- Frontage
- 29.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,994
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Great room | Second level | — |
Description
Wonderful Large Semi Detached Home in much sought after area! A great choice for you! Large Kitchen/Dining and Living area welcomes you into the home. Unique 2nd level Great room with large decorative window space plus vaulted ceiling. Large Bedrooms Upstairs. Wonderful Backyard Oasis with Beautiful Gazebo. This is a great area close to many attractions including Stratford Festival, many schools, shopping and entertainment!!! (id:63161)
Listing Information
- MLS®
- X13859054
- Data last synced
- October 24, 2026
ONE PERCENT REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ONE PERCENT REALTY LTD.
MLS® Number: X13859054
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($27,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$419,920.00
Periodic payment — Principal & Interest (monthly)$2,709.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$332.83
Total monthly cost$3,042.01
Interest paid over 5-yr term$120,350.28
Balance at end of term$377,719.40
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,490
Stress test qualifying rate8.19%
Payment you must qualify for$3,856.79
Cash Needed at Closing
Minimum down payment$27,490
Estimated Land Transfer Tax (LTT)$6,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
