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Property Type: TownhouseOwnership: Freehold
5 WILCOX Street
Stratford, ON N5A0L2
MLS® 40853526
$489,900
3 bed3.5 bath2 parking1,560 sqft
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 20 feet
R4-15
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
- Fireplace
- None
- Appliances
- Hood Fan
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| 4pc Ensuite bath | Second level | — |
| Bedroom | Second level | 12'9'' x 9'3'' |
| Bedroom | Second level | 12'0'' x 9'3'' |
| Primary Bedroom | Second level | 15'7'' x 12'0'' |
| 2pc Bathroom | Main level | — |
| Living room | Main level | 14'0'' x 10'6'' |
| Dining room | Main level | 12'0'' x 8'4'' |
| Kitchen | Main level | 9'9'' x 8'2'' |
| Foyer | Main level | — |
Description
Homeownership should feel exciting, achievable, and full of possibility. Welcome to Festival West, one of Stratford’s newest communities, where this brand-new 1,560 sq. ft. freehold interior townhome offers the space, style, and value to make your next chapter feel right from the start. Featuring 3 bedrooms and 2.5 bathrooms, the thoughtfully designed floor plan flows naturally from one space to the next. The carpet-free main floor is bright, open, and made for everyday living — from quiet mornings at the kitchen table to evenings spent entertaining family and friends. Upstairs, the primary bedroom offers a private retreat with its own ensuite bathroom and walk-in closet, while two additional bedrooms provide flexibility for children, guests, a home office, or whatever life calls for next. Downstairs, the unfinished basement with a rough-in for a future bathroom offers even more potential. Finish it when the time is right and create the rec room, gym, office, or additional living space you’ve been imagining. Best of all, this home is completely freehold with no monthly condo fees. Fresh sod and an asphalt driveway are included, and homeowners can choose between a 5-piece standard appliance package voucher OR $5,000 in Decor Dollars to help make their new home their own. For eligible home buyers, HST has already been excluded from the purchase price in accordance with applicable new-home rebates, allowing you to benefit from those savings upfront rather than waiting to receive them later. Brand-new, low-maintenance, and filled with possibilities — this is an opportunity to put down roots in a growing Stratford community and create a home that feels entirely your own. (id:63159)
Listing Information
- MLS®
- 40853526
- Data last synced
- September 15, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40853526
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$314/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$322/sqft
10 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$391,920.00
Periodic payment — Principal & Interest (monthly)$2,528.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$78.00
Total monthly cost$2,606.53
Interest paid over 5-yr term$112,325.40
Balance at end of term$352,533.31
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,608.63
Cash Needed at Closing
Minimum down payment$24,495
Estimated Land Transfer Tax (LTT)$6,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,268
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
