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Property Type: Townhouse
520 ORR Street Unit# 12
Stratford, ON N5A0L7
MLS® 40870334
$472,478
3 bed3.5 bath2 parking1,395 sqft
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 20 feet
R-A
Ownership & Fees
- Property type
- Townhouse
- Condo / maintenance fee
- $120/mo
Maintenance Fee Includes
Also included: Landscaping
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 10'10'' x 9'3'' |
| Bedroom | Second level | 10'10'' x 9'9'' |
| Primary Bedroom | Second level | 17'2'' x 9'9'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 10'0'' x 10'2'' |
| Living room | Main level | 12'9'' x 10'5'' |
| Dining room | Main level | 9'10'' x 8'7'' |
Description
Welcome to Unit 12, a stunning to-be-built townhome where modern design meets effortless everyday living. Bright, stylish, and thoughtfully laid out, this 3 bedroom, 2.5 bathroom home offers an inviting open concept main floor filled with natural light from oversized windows. The contemporary kitchen features generous counter space and flows seamlessly into the living and dining areas, creating the perfect setting for entertaining, family time, or cozy evenings at home. Upstairs, the spacious primary suite feels like a private retreat, complete with a walk in closet and ensuite. Two additional bedrooms provide flexible space for children, guests, or a home office, while a full bathroom and convenient upper level laundry add comfort and practicality to daily life. With an attached single car garage, private driveway, and a full basement offering plenty of storage and future potential, this home checks every box. Set in a quiet, family friendly neighbourhood just minutes from schools, parks, shopping, and Stratford's vibrant downtown, Unit 12 delivers the best of both worlds: fresh modern living and the charm of one of Ontario's most loved communities, known for its theatres, dining, and cafe culture. This is the kind of home you move into in Spring 2027. (id:63159)
Listing Information
- MLS®
- 40870334
- Data last synced
- October 10, 2026
Corcoran Horizon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Corcoran Horizon Realty
MLS® Number: 40870334
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$339/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$318/sqft
10 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,624) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$377,982.00
Periodic payment — Principal & Interest (monthly)$2,438.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$190.00
Total monthly cost$2,628.61
Interest paid over 5-yr term$108,330.73
Balance at end of term$339,996.03
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,624
Stress test qualifying rate8.19%
Payment you must qualify for$3,480.30
Cash Needed at Closing
Minimum down payment$23,624
Estimated Land Transfer Tax (LTT)$5,925
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,048
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
