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Property Type: Detached HouseOwnership: Freehold
61 MATILDA STREET
Stratford, ON N5A6R9
MLS® X13772482
$579,900
3 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 32.5 x 198 FT
- Frontage
- 32.6 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,090.33 (2025)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Family room | Lower level | — |
| Bathroom | Lower level | — |
| Sunroom | Lower level | — |
Description
If you're looking for a home in a great north-end neighbourhood with a good-sized yard, this 3 bedroom, 2 bathroom four-level backsplit is worth a look. The home has a nice layout with plenty of room for a family, guests or just having your own space .The main floor features a living room and dining room combination with the kitchen just off to the side. A few steps down takes you to the family room, complete with a gas fireplace - a great place to sit and relax at the end of the day. The 3-season sunroom is another nice feature and gives you a great spot to enjoy the backyard and gardens. Outside, the large deep lot has perennial gardens and plenty of room to enjoy the outdoors, garden or let the kids and pets have some space to play. There's also a single attached garage and concrete driveway for added convenience. Located in a well-established north-end neighbourhood, this is a home with a lot to offer both inside and out. (id:63161)
Listing Information
- MLS®
- X13772482
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13772482
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$463,920.00
Periodic payment — Principal & Interest (monthly)$2,993.05
Additional monthly expenses (condo fees, tax, utilities, etc.)$424.19
Total monthly cost$3,417.25
Interest paid over 5-yr term$132,960.81
Balance at end of term$417,297.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,240.60
Cash Needed at Closing
Minimum down payment$32,990
Estimated Land Transfer Tax (LTT)$8,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
