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Property Type: Detached HouseOwnership: Freehold
23 GALT ROAD
Stratford, ON N5A7J1
MLS® X13444386
$529,900
3 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32 x 99 FT
- Frontage
- 32 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,824 (2025)
Interior
- Basement
- Finished, Full, Walk out, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Other | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
This Avon Ward semi detached home is located in a desirable neighbourhood and is located close to schools, shopping. This 3 bedroom home would make a great starter home or for a family who is looking for 3 bedrooms or if you are looking for a home with in walking distance to schools this is it. Features of this home include 1.5 baths, 3 bedrooms, living room with a walk out to a deck and fully fenced rear yard, dining area, finished family room in the basement, single attached garage and so much more. Call today to view this lovely home, it might be just what you have been looking for. (id:63161)
Listing Information
- MLS®
- X13444386
- Tax assessment year
- 2025
- Data last synced
- October 25, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13444386
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.3% ($27,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$423,920.00
Periodic payment — Principal & Interest (monthly)$2,734.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$318.67
Total monthly cost$3,053.65
Interest paid over 5-yr term$121,496.69
Balance at end of term$381,317.41
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,891.68
Cash Needed at Closing
Minimum down payment$27,990
Estimated Land Transfer Tax (LTT)$7,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
