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Property Type: TownhouseOwnership: Condominium
64 CYGNET DRIVE
Stratford, ON N5A0L6
MLS® X13194392
$631,770
2 bed2 bath2 parking
Amenities
Visitor Parking
Also listed: Separate Heating Controls
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 1
Residential
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $198/mo
- Annual property tax
- $0
Maintenance Fee Includes
Also included: Common Area Maintenance
Interior
- Basement
- Unfinished, N/A
Description
Elevate your lifestyle in "The Retreat", a beautifully crafted bungalow townhome offering 2 bedrooms, 2 bathrooms, and parking for two vehicles with a single-car garage and shared driveway. With 1,215 sq. ft. of thoughtfully designed living space, this home blends comfort, style, and lasting quality. Enjoy 9 ft ceilings on the main level, a bright open-concept layout, and a modern kitchen featuring quartz countertops, stainless steel appliances, and contemporary finishes throughout. Every detail has been designed to deliver everyday ease and long-term durability. The home boasts an unfinished walk-out basement and backs onto a pond. Built with the exceptional craftsmanship that defines Reid's Heritage Homes' 45+ year legacy, this home sits within a vibrant community surrounded by trails, parks, dining, and Stratford's renowned theatre scene. Photos are of model home, actual finishes may vary. This home is not yet built. The purchase price set out above is net of HST. How HST will be addressed will be determined at the time the Purchaser enters the agreement of purchase and sale, based on the status of the existing and proposed HST Rebates announced by the provincial and federal governments. Open House Saturday/Sunday 12-5pm (id:63159)
Listing Information
- MLS®
- X13194392
- Data last synced
- October 11, 2026
Eleven Eleven Real Estate Services Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Eleven Eleven Real Estate Services Inc.
MLS® Number: X13194392
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$321/sqft
11 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($38,177) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$505,416.00
Periodic payment — Principal & Interest (monthly)$3,260.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$198.00
Total monthly cost$3,458.77
Interest paid over 5-yr term$144,853.68
Balance at end of term$454,623.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$38,177
Stress test qualifying rate8.19%
Payment you must qualify for$4,602.57
Cash Needed at Closing
Minimum down payment$38,177
Estimated Land Transfer Tax (LTT)$9,110
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,787
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
