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Property Type: Detached HouseOwnership: Freehold
LOT 27 - 166 DEMPSEY DRIVE
Stratford, ON
MLS® X13879986
$715,929
2 bed2 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 40 x 105 FT
- Frontage
- 40 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0 (2026)
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
Brand new, completed to be move-in-ready as a spec bungalow on Lot 27 in Stratford's Knightsbridge community. The popular Roma model offers 1,532 sq ft of thoughtfully designed one-floor living with 2 bedrooms and 2 bathrooms, and it's loaded with builder upgrades. The striking curb appeal starts with concrete brick, black exterior windows, and a black garage door with windows. Inside, the upgraded kitchen is finished with quartz countertops, upgraded plumbing, and a gas line for cooking. Pot lights brighten the main floor, and a railing to the main floor adds a polished touch. The primary ensuite features a double-sink vanity, and quartz countertops are carried through all bathrooms. Plumbing upgrades throughout the home add extra value and flexibility. Ideal for downsizers, first-time buyers, or anyone wanting low-maintenance main-floor living in a growing Stratford neighbourhood! (id:63159)
Listing Information
- MLS®
- X13879986
- Tax assessment year
- 2026
- Data last synced
- October 10, 2026
CORCORAN HORIZON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CORCORAN HORIZON REALTY
MLS® Number: X13879986
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.5% ($46,593) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$572,743.00
Periodic payment — Principal & Interest (monthly)$3,695.14
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$3,695.14
Interest paid over 5-yr term$164,149.79
Balance at end of term$515,184.18
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$46,593
Stress test qualifying rate8.19%
Payment you must qualify for$5,189.86
Cash Needed at Closing
Minimum down payment$46,593
Estimated Land Transfer Tax (LTT)$10,794
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,886
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
