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Property Type: Detached HouseOwnership: Freehold
45 NISKA Drive
Waterdown, ON L8B0B5
MLS® 40873282
50
Walk Score
19
Transit
46
Bike
$939,000
3 bed2.5 bath3 parking1,769 sqftBuilt 1987
50
Walk Score
19
Transit
46
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.1 acres
- Frontage
- 40 feet
R1-1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,455.28
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 7'1'' x 5'6'' |
| Utility room | Basement | 10'1'' x 13'7'' |
| Laundry room | Basement | 13'1'' x 8'0'' |
| Family room | Basement | 16'2'' x 22'5'' |
| 4pc Bathroom | Second level | 7'1'' x 8'4'' |
| Bedroom | Second level | 15'4'' x 11'8'' |
| Bedroom | Second level | 11'7'' x 11'7'' |
| Primary Bedroom | Second level | 14'10'' x 10'6'' |
| Other | Main level | 19'3'' x 14'2'' |
| 2pc Bathroom | Main level | 2'10'' x 7'4'' |
| Foyer | Main level | 11'9'' x 6'5'' |
| Office | Main level | 11'8'' x 8'8'' |
| Kitchen | Main level | 9'9'' x 8'4'' |
Description
Welcome to this beautifully maintained 3-bedroom home in Waterdown, offering over 2,000 sq. ft. of total living space, including a finished lower level. Situated in an established, family-friendly neighbourhood, this inviting home features a functional floor plan, spacious principal rooms and a number of thoughtful updates throughout. The main floor welcomes you with a versatile front sitting room, ideal for a home office or additional living space. At the rear of the home, the kitchen opens to the dining and living areas, where large windows bring in an abundance of natural light and sliding doors provide access to the fully fenced backyard. A convenient powder room and interior garage access complete the main level. Upstairs, you'll find three generously sized bedrooms, each featuring luxury vinyl flooring. The primary and second bedrooms offer built-in closet organizers, while a bright 4-piece bathroom and hallway linen closet provide additional storage. The finished lower level adds even more living space, featuring a spacious recreation room with wet bar, separate laundry room and plenty of storage. Outside, the fully fenced backyard features a natural gas BBQ hookup and garden shed. Ideally located near parks, scenic walking trails, shops, restaurants and everyday amenities, this home offers a wonderful opportunity to enjoy life in one of Waterdown's established neighbourhoods. (id:63161)
Listing Information
- MLS®
- 40873282
- Data last synced
- October 30, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40873282
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$531/sqft
Building average
—
No other active listings in this building
461 - Waterdown East average
$490/sqft
20 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Halton Hills
15°C
Mainly Clear
Humidity 88%
Wind WNW 14 km/h
Tonight
7°
Friday
14°
Friday night
1°
Saturday
14°
Saturday night
4°
Sunday
16°
Source: Environment and Climate Change Canada.
Nearby Schools
| School |
|---|
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Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($68,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$751,200.00
Periodic payment — Principal & Interest (monthly)$4,846.49
Additional monthly expenses (condo fees, tax, utilities, etc.)$625.94
Total monthly cost$5,472.43
Interest paid over 5-yr term$215,296.08
Balance at end of term$675,706.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$68,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,746.53
Cash Needed at Closing
Minimum down payment$68,900
Estimated Land Transfer Tax (LTT)$15,255
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,655
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
