Loading…
Property Type: Detached HouseOwnership: Freehold
84 RILEY Street
Waterdown, ON L8B0P9
MLS® 40867407
74
Walk Score
24
Transit
48
Bike
$1,179,900
4 bed3 bath4 parking1,394 sqftBuilt 1996
74
Walk Score
24
Transit
48
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1
- Frontage
- 46 feet
R1-1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,666
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 12'0'' x 6'0'' |
| Storage | Basement | 9'10'' x 6'11'' |
| Bedroom | Basement | 13'2'' x 16'3'' |
| Bedroom | Basement | 14'6'' x 11'0'' |
| Recreation room | Basement | 10'9'' x 18'3'' |
| 3pc Bathroom | Basement | — |
| Laundry room | Main level | 4'3'' x 6'1'' |
| Bedroom | Main level | 10'4'' x 12'3'' |
| 4pc Ensuite bath | Main level | — |
| Primary Bedroom | Main level | 11'0'' x 16'3'' |
| 4pc Bathroom | Main level | — |
| Kitchen | Main level | 12'10'' x 17'11'' |
| Dining room | Main level | 10'9'' x 8'7'' |
| Living room |
Description
Experience the best of both worlds—a mature, established neighbourhood elevated by a complete 2026 transformation. This fully renovated two plus two bedroom, three-bathroom bungalow in Waterdown has been taken back to the studs and thoughtfully rebuilt with every detail considered. The exterior is understated yet inviting stamped concrete steps, a pretty garden and a brand-new driveway (2026). Inside, the main level shines with gorgeous hardwood flooring throughout. A bright white kitchen features a centre island and brand-new appliances (2026), while the separate living room easily accommodates a dining area. The spacious primary bedroom includes an oversized ensuite with double sinks and a walk-in shower. A second bedroom, full bathroom, and laundry complete the main floor. Downstairs, two additional bedrooms, a full bathroom, sauna (seller has never used, so this is as-is) and a generous storage space offers excellent flexibility for family, guests or a home office. Step outside from the kitchen onto a private backyard with new deck (2026), pretty garden beds and an oversized shed—ideal for entertaining or quiet evenings outdoors. A rare opportunity to move into a turn-key home that feels brand new, nestled in a well-established setting. Don’t be TOO LATE* *REG TM. RSA. (id:63161)
Listing Information
- MLS®
- 40867407
- Data last synced
- October 30, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40867407
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$846/sqft
Building average
—
No other active listings in this building
460 - Waterdown West average
$499/sqft
17 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Halton Hills
15°C
Mainly Clear
Humidity 88%
Wind WNW 14 km/h
Tonight
7°
Friday
14°
Friday night
1°
Saturday
14°
Saturday night
4°
Sunday
16°
Source: Environment and Climate Change Canada.
Nearby Schools
| School |
|---|
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($92,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$943,920.00
Periodic payment — Principal & Interest (monthly)$6,089.85
Additional monthly expenses (condo fees, tax, utilities, etc.)$625.50
Total monthly cost$6,715.35
Interest paid over 5-yr term$270,530.19
Balance at end of term$849,059.09
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$92,990
Stress test qualifying rate8.19%
Payment you must qualify for$8,427.62
Cash Needed at Closing
Minimum down payment$92,990
Estimated Land Transfer Tax (LTT)$20,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$114,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.