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Property Type: TownhouseOwnership: Freehold
77 BORERS CREEK Circle
Waterdown, ON L8B1W3
MLS® 40869998
15
Walk Score
24
Transit
27
Bike
$795,000
3 bed3.5 bath2 parking1,910 sqftBuilt 2018
15
Walk Score
24
Transit
27
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Frontage
- 18 feet
R6-38
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $5,922
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third level | 16'9'' x 12'7'' |
| 4pc Bathroom | Third level | — |
| Bedroom | Third level | 7'9'' x 10'3'' |
| Bedroom | Third level | 10'9'' x 11'5'' |
| 3pc Ensuite bath | Third level | — |
| Laundry room | Second level | 7'3'' x 6'6'' |
| 2pc Bathroom | Second level | — |
| Kitchen | Second level | 10'0'' x 15'0'' |
| Dinette | Second level | 7'7'' x 14'11'' |
| Family room | Second level | 13'4'' x 17'7'' |
| Recreation room | Main level | 17'1'' x 17'5'' |
Description
This carpet-free, three-storey freehold townhome has room for a growing family. It sits on a quiet crescent in one of Waterdown's most family-friendly neighbourhoods, minutes from the historic village core. The ground level has a rec room that can be a playroom, a movie-night spot or a homework zone. It walks out to a low-maintenance hardscaped patio with natural gas BBQ hookup. Inside entry from the single-car garage means no more hauling groceries or car seats through the rain. The second level is where family life happens. The white kitchen has quartz countertops, stainless appliances and a large island that works for breakfast, crafts and school projects. Step out to the balcony off the kitchen making weeknight barbecues easy. The large family room has its own balcony. A powder room and the laundry room are on this floor too, so you can keep up with the laundry without leaving the action. On the top floor are three bedrooms -everyone has their own space. The primary has a walk-in closet and a three-piece ensuite, and the guest bath has a tub for bath time. Every bathroom has matching quartz vanities. With 9' ceilings, large windows and matching engineered-hardwood on all three levels, the home is bright, easy to clean and good for allergies. The unfinished basement gives you room to grow. Parks, schools, escarpment trails and waterfalls are all close by for weekend adventures. The village has independent shops and cafés, and Highways 403 and 407 and the GO station are nearby for the commute. Don’t be TOO LATE *! *REG TM. RSA (id:63161)
Listing Information
- MLS®
- 40869998
- Data last synced
- October 30, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40869998
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$416/sqft
Building average
—
No other active listings in this building
460 - Waterdown West average
$448/sqft
8 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Halton Hills
15°C
Mainly Clear
Humidity 88%
Wind WNW 14 km/h
Tonight
7°
Friday
14°
Friday night
1°
Saturday
14°
Saturday night
4°
Sunday
16°
Source: Environment and Climate Change Canada.
Nearby Schools
| School |
|---|
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$636,000.00
Periodic payment — Principal & Interest (monthly)$4,103.26
Additional monthly expenses (condo fees, tax, utilities, etc.)$589.50
Total monthly cost$4,692.76
Interest paid over 5-yr term$182,279.43
Balance at end of term$572,084.06
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,741.65
Cash Needed at Closing
Minimum down payment$54,500
Estimated Land Transfer Tax (LTT)$12,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
