Loading…
Property Type: TownhouseOwnership: Condominium
1 - 489 BEECHWOOD DRIVE
Waterloo, ON N2T1H8
MLS® X13611626
$494,000
3 bed3.5 bath2 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
MR100
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $634/mo
- Annual property tax
- $3,795 (2025)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- Finished, N/A
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Laundry room | Basement | — |
| Furnace | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Nestled in the heart of the highly sought-after Beechwood community, this exceptional cul-de-sac home offers the perfect blend of comfort, nature, a carefree living of a condominium Townhome. Whether you're a first-time buyer, a growing family, or an empty nester looking to simplify without compromise, you'll appreciate the peaceful setting & welcoming neighbourhood. Imagine relaxing on your oversized private terrace, surrounded by mature trees and overlooking the quiet cul-de-sac, sparkling in-grd pool, & tennis courts. If pickleball is your passion, you'll love having the courts just steps away. This beautifully maintained complex offers a lifestyle where recreation & nature come together. Inside, the bright & spacious main floor is decorated in warm, neutral tones and enhanced by a stunning stained-glass window that fills the home with colourful natural light. The modern eat-in kitchen offers plenty of space for everyday living, while the separate diningrm walks out to the terrace, making indoor & outdoor entertaining effortless. The inviting living room features a charming decorative brick fireplace, creating a cozy space to gather with family & friends. A convenient two-piece powder room completes the main level. Upstairs, the beautiful stained-glass accents continue, adding warmth & character throughout. The generous primary suite offers a walk-in closet & private three-piece ensuite, while two additional spacious bedrooms and a four-piece family bathroom provide plenty of room for guests, family, or a home office. The finished lower level features a comfortable recreation room, a spacious laundry area, abundant storage, & direct access to the attached garage-making it easy to stay warm & dry during every season. Additional features include central air conditioning, gas heating, a modern appliances. Some homes simply have to be experienced in person. From its peaceful setting to its inviting living spaces, this is a place where you can truly feel at home (id:63159)
Listing Information
- MLS®
- X13611626
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
RE/MAX HALLMARK REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX HALLMARK REALTY LTD.
MLS® Number: X13611626
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$395,200.00
Periodic payment — Principal & Interest (monthly)$2,549.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$950.62
Total monthly cost$3,500.32
Interest paid over 5-yr term$113,265.46
Balance at end of term$355,483.68
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,700
Stress test qualifying rate8.19%
Payment you must qualify for$3,638.83
Cash Needed at Closing
Minimum down payment$24,700
Estimated Land Transfer Tax (LTT)$6,355
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,555
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
