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Property Type: TownhouseOwnership: Condominium
461 BEECHWOOD Place Unit# 52
Waterloo, ON N2T1Y9
MLS® 40871328
68
Walk Score
48
Transit
81
Bike
$399,900
2 bed2.5 bath1 parking1,077 sqftBuilt 1989
68
Walk Score
48
Transit
81
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
CPPS-MUR1-20
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $464/mo
- Annual property tax
- $2,606.72
Maintenance Fee Includes
Management
Also included: Landscaping, Insurance, Parking
Interior
- Basement
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Main level | 7' x 3' |
| Kitchen | Main level | 9'0'' x 8'2'' |
| Living room | Main level | 19'8'' x 19'0'' |
| 4pc Bathroom | Second level | 7'8'' x 6'2'' |
| Bedroom | Second level | 8'0'' x 12'2'' |
| Primary Bedroom | Second level | 11'2'' x 12'2'' |
Description
Welcome to easy living in Waterloo’s desirable Beechwood neighbourhood! This charming 2 bedroom, 1.5 bathroom townhouse combines fresh updates, inviting living spaces and a convenient location. Freshly painted and featuring new flooring and updated light fixtures, the home has a bright, welcoming feel throughout. The open concept main floor offers a comfortable flow for everyday living and entertaining, whether you’re hosting friends or enjoying a quiet evening at home. Step outside onto your private upper level deck/balcony, an ideal spot to sip your morning coffee or unwind after a busy day. Upstairs, the spacious primary bedroom provides a relaxing retreat, complemented by a second bedroom and a large, updated main bathroom. Situated in a fantastic complex close to shopping, recreation, public transit, Costco and The Boardwalk, you’ll enjoy easy access to everyday essentials, dining and more. A wonderful opportunity for first-time buyers, downsizers or anyone seeking a welcoming home in an established Waterloo neighbourhood! (id:63159)
Listing Information
- MLS®
- 40871328
- Data last synced
- October 20, 2026
Royal Lepage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal Lepage Wolle Realty
MLS® Number: 40871328
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$371/sqft
Building average
—
No other active listings in this building
440 - Upper Beechwood/Beechwood W. average
$339/sqft
12 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$735.65
Total monthly cost$2,799.66
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,945.68
Cash Needed at Closing
Minimum down payment$19,995
Estimated Land Transfer Tax (LTT)$4,474
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,969
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
