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Property Type: TownhouseOwnership: Condominium
276 WESTCOURT Place
Waterloo, ON N2L2R7
MLS® 40859444
$399,000
2 bed1 bath1 parking1,082 sqft
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
RMU-60
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $214/mo
- Annual property tax
- $3,220
Maintenance Fee Includes
Also included: Landscaping, Insurance, Parking
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 10'2'' x 14'2'' |
| Bonus Room | Main level | 12'6'' x 13'6'' |
| Family room | Main level | 13'5'' x 17'7'' |
| Kitchen | Main level | 9'6'' x 10'4'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 7'10'' x 9'11'' |
| Bedroom | Second level | 10'6'' x 14'3'' |
Description
A ready-to-move-in Townhome in the heart of Waterloo with unique character, spacious bedrooms, and second-floor high ceilings; on the boundary of highly rated schools, steps from the University of Waterloo and Laurier, across the street from Westmount Mall, T&T Grocery Store, restaurants, shopping, and Waterloo Park. Close to Public transit/LRT, with a high walk score. Your opportunity to own this rare townhome, with a unique concrete-block structure between the houses that adds privacy and soundproofing. Make this cozy, personality-filled home your own. Contact us to arrange your private viewing today. (id:63159)
Listing Information
- MLS®
- 40859444
- Data last synced
- October 7, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40859444
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$369/sqft
Building average
—
No other active listings in this building
415 - Uptown Waterloo/Westmount average
$339/sqft
7 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$536.33
Total monthly cost$2,595.70
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,939.06
Cash Needed at Closing
Minimum down payment$19,950
Estimated Land Transfer Tax (LTT)$4,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,910
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
