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Property Type: Condo / ApartmentOwnership: Condominium
102 - 30 BLUE SPRINGS DRIVE
Waterloo, ON N2J4T2
MLS® X13427654
$435,000
2 bed2 bath1 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $881/mo
- Annual property tax
- $2,578.07 (2025)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Electric
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Eating area | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
Description
Welcome to 30 Blue Springs Drive unit #102. Rare opportunity to own a main-floor condominium overlooking the water in Waterloo's highly sought-after Blue Springs community. Surrounded by mature trees, scenic walking trails, and tranquil ponds, this well-managed building offers a peaceful, nature-inspired setting while remaining just minutes from shopping, restaurants, transit, universities, and expressway access. Inside, the thoughtfully-designed floor plan offers approximately 1,000 square feet of comfortable living space, featuring two bedrooms and two full bathrooms. Large windows fill the unit with natural light and showcase beautiful views of the water and surrounding greenery, while the spacious living and dining area provides plenty of room for everyday living and entertaining. One of the home's most appealing features is its expansive private patio overlooking the pond, offering exceptional outdoor living space rarely found in condominium living. The split-bedroom layout places the bedrooms on opposite sides of the unit, providing privacy and flexibility for guests, family members, or multi-generational living. The primary suite features its own ensuite bathroom, while the second bedroom and full bath offer comfortable accommodation for visitors or a home office. Lovingly maintained and ready for its next chapter, this unit presents an excellent opportunity for buyers to move in and enjoy immediately or personalize the space over time. Additional features include in-suite laundry, an assigned underground parking space, a storage locker, and access to additional building amenities such as a rooftop terrace with BBQs, a guest suite, library, party room, controlled entry, and ample visitor parking. (id:63159)
Listing Information
- MLS®
- X13427654
- Tax assessment year
- 2025
- Data last synced
- September 29, 2026
Sotheby's International Realty Canada, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sotheby's International Realty Canada, Brokerage
MLS® Number: X13427654
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$348,000.00
Periodic payment — Principal & Interest (monthly)$2,245.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,096.30
Total monthly cost$3,341.48
Interest paid over 5-yr term$99,737.80
Balance at end of term$313,027.13
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,750
Stress test qualifying rate8.19%
Payment you must qualify for$3,204.23
Cash Needed at Closing
Minimum down payment$21,750
Estimated Land Transfer Tax (LTT)$5,175
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,425
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
