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Property Type: Condo / ApartmentOwnership: Condominium
107 ROGER Street Unit# 101
Waterloo, ON N2J0G3
MLS® 40856274
$389,900
2 bed1 bath1 parking842 sqftBuilt 2024
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
GR1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $448/mo
- Annual property tax
- $4,250
Maintenance Fee Includes
Management
Also included: Landscaping, Insurance
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 11'10'' x 9'7'' |
| Kitchen | Main level | 14'11'' x 18'10'' |
| Primary Bedroom | Main level | 13'0'' x 10'8'' |
| 4pc Bathroom | Main level | 8'1'' x 4'11'' |
| Utility room | Main level | 6'4'' x 6'6'' |
Description
The purchase price set out above is net of all HST rebates. Welcome to your ideal urban retreat, perfectly situated in the heart of Uptown Waterloo. This beautifully designed 2-bedroom, 1-bathroom condo offers the perfect blend of style, comfort, and unbeatable location – ideal for professionals, students, or investors looking to be at the center of it all. Step inside and be greeted by luxury vinyl plank flooring that flows seamlessly throughout the space, creating a modern and cohesive feel. Large, bright windows flood the unit with natural light, creating a warm, welcoming ambiance. The kitchen is a true highlight, featuring sleek quartz countertops that add both beauty and durability to your culinary experience. Both bedrooms are equipped with walk in closets, providing ample storage and comfort. Enjoy your morning coffee or unwind after a long day on your private ground-level balcony, offering a cozy outdoor escape. This location simply can’t be beat. Just minutes from the University of Waterloo, Wilfrid Laurier University, and steps to the LRT, you’ll enjoy quick, car-free access to Downtown Kitchener, local restaurants, boutique shops, the hospital, and Spur Line Trail. Whether you're commuting, grabbing a bite, or enjoying the outdoors, everything you need is right at your doorstep. Don’t miss this rare opportunity to own a stylish condo in one of Waterloo Region’s most sought-after communities. (id:63159)
Listing Information
- MLS®
- 40856274
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40856274
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$463/sqft
Building average
—
No other active listings in this building
114 - Uptown Waterloo/North Ward average
$543/sqft
35 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (condo fees, tax, utilities, etc.)$843.71
Total monthly cost$2,856.11
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,872.02
Cash Needed at Closing
Minimum down payment$19,495
Estimated Land Transfer Tax (LTT)$4,324
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,319
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
