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Property Type: Detached HouseOwnership: Freehold
109 DEERBERRY Place
Waterloo, ON N2V1G2
MLS® 40859440
$669,000
3 bed2 bath6 parking2,310 sqftBuilt 1983
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 63 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $4,683.49
Interior
- Basement
- Partially finished, Full
- Heating
- Baseboard heaters, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 13'8'' x 8'11'' |
| Recreation room | Basement | 35'9'' x 23'11'' |
| 3pc Bathroom | Basement | — |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 8'5'' x 10'4'' |
| Bedroom | Main level | 8'7'' x 12'4'' |
| Primary Bedroom | Main level | 15'11'' x 10'3'' |
| Kitchen | Main level | 10'6'' x 10'7'' |
| Dining room | Main level | 9'5'' x 10'8'' |
| Living room | Main level | 23'11'' x 15'2'' |
Description
Welcome to this charming three-bedroom, two-bathroom bungalow, ideally situated in the highly desirable Lakeshore North neighbourhood. Offering approximately 1,194 above grade sqft of comfortable living space, this home combines a functional layout with an exceptional location. The main floor features three well-sized bedrooms and inviting living spaces, making it a great fit for families, downsizers, or anyone looking for the convenience of bungalow living. Located in a sought-after area known for its excellent school zones and established community feel, this is a fantastic opportunity to put down roots in one of the area’s most desirable neighbourhoods. With a practical floor plan, plenty of potential, and a location that’s hard to beat, this Lakeshore North bungalow is ready for its next chapter. (id:63161)
Listing Information
- MLS®
- 40859440
- Data last synced
- October 27, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40859440
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$290/sqft
Building average
—
No other active listings in this building
421 - Lakeshore/Parkdale average
$359/sqft
17 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($41,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$535,200.00
Periodic payment — Principal & Interest (monthly)$3,452.93
Additional monthly expenses (condo fees, tax, utilities, etc.)$506.29
Total monthly cost$3,959.22
Interest paid over 5-yr term$153,389.86
Balance at end of term$481,414.13
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,862.37
Cash Needed at Closing
Minimum down payment$41,900
Estimated Land Transfer Tax (LTT)$9,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
