Loading…
Property Type: Detached HouseOwnership: Freehold
599 COLDSTREAM Drive
Waterloo, ON N2V2H3
MLS® 40871301
$859,900
4 bed2 bath4 parking2,735 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 3
- Frontage
- 65 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,001.09
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 9'7'' x 17'9'' |
| Recreation room | Basement | 19'3'' x 21'0'' |
| 4pc Bathroom | Lower level | 5'9'' x 8'6'' |
| Bedroom | Lower level | 11'10'' x 12'5'' |
| Family room | Lower level | 18'10'' x 20'6'' |
| 3pc Bathroom | Second level | 5'11'' x 11'6'' |
| Bedroom | Second level | 9'1'' x 11'3'' |
| Bedroom | Second level | 9'9'' x 14'10'' |
| Primary Bedroom | Second level | 12'11'' x 18'10'' |
| Foyer | Main level | 6'4'' x 7'11'' |
| Dining room | Main level | 9'11'' x 12'0'' |
| Living room | Main level | 12'0'' x 14'5'' |
| Kitchen | Main level | 10'3'' x 22'0'' |
Description
Custom-built 4-bedroom backsplit offering approximately 2,700 sq. ft. of finished living space on a stunning premium lot backing onto greenspace, a playground, and a scenic pond. The bright and spacious main level showcases soaring cathedral ceilings in the living and dining rooms featuring new hardwood floors, creating an impressive open-concept feel. The custom kitchen overlooks the family room and features a walkout to the deck, perfect for BBQ, Matching Custom made kitchen table and chairs included. The upper level offers three generous bedrooms with California Shutters and a spacious main bath complete with a relaxing jacuzzi tub. The expansive lower level features a large family room with a cozy gas fireplace, a fourth bedroom or ideal home office with California Shutters, and a walkout to a covered porch and fully fenced backyard with gate to park. The finished rec room provides additional living space for family gatherings, recreation, or a media room. Laundry chute in upstairs bathroom cabinet goes directly beside lower level laundry room. An exceptional family home in a highly desirable setting with beautiful views and direct access to nature. Excellent location close to schools & Universities, walking trails, Laurel Creek Conservation area, community centres, library, St. Jacobs Farmers Market, quick highway access! (id:63161)
Listing Information
- MLS®
- 40871301
- Data last synced
- October 26, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40871301
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$314/sqft
Building average
—
No other active listings in this building
441 - Erbsville/Laurelwood average
$422/sqft
19 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($60,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$687,920.00
Periodic payment — Principal & Interest (monthly)$4,438.23
Additional monthly expenses (condo fees, tax, utilities, etc.)$637.09
Total monthly cost$5,075.32
Interest paid over 5-yr term$197,159.85
Balance at end of term$618,786.26
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$60,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,194.54
Cash Needed at Closing
Minimum down payment$60,990
Estimated Land Transfer Tax (LTT)$13,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
